Get the latest information on individual retirement accounts, 401(k) plans and other retirement strategies.

Retirement Basics

What is estate planning?

Estate planning is the process of arranging who will receive your assets when you die.

5 min read

Best retirement plans

Not all retirement plans are equal. Find out the ones that work best for you.

19 min read

What is a fixed annuity?

Here’s what you need to know about fixed annuities, their drawbacks and who should consider buying them.

5 min read

What is a deferred annuity?

Despite its advantages, a deferred annuity has some clear drawbacks, some of which are substantial.

4 min read

Editor's Picks

Latest Articles

  • Ben Stein talks about investing

    The actor and author advises Bankrate readers to defer gratification, invest abroad and take it easy, among other things.

    7 min read Oct 01, 2007
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  • Target-date funds a solution

    Do you find investing too time-consuming? The mutual fund industry has an answer: target-date funds. Just pick the year you want to retire, and it periodically reallocates the risk for you.

    5 min read Oct 01, 2007
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  • When to claim Social Security

    Experts are divided about the optimal time to begin drawing Social Security. The latest study says most married women should start early while men should delay until age 69.

    5 min read Jun 20, 2007
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  • Working life goes on for serial retirees

    Whether you call it re-careering, phased retirement or serial retirement, the outcome is the same. Many retirees continue to work, whether by choice or necessity.

    5 min read May 15, 2007
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  • 10 ways to survive the sandwich years

    The wealthiest seniors can afford the high costs of aging, and those with few assets qualify for Medicaid. But for seniors in the middle class, families often have to step in and help.

    6 min read May 01, 2007
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  • 10 things to do before you retire

    Just as you would plan for a trip, it’s even more important that you plan for retirement, the longest vacation of your life, with eyes wide open.

    6 min read May 01, 2007
    Older couple using binder and calculator © Andrey_Popov/

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