At a glance

- Availability
- Affordability
- Customer Experience
- Transparency
About Valley Bank
-
Loan amount
Not specified
-
Min. credit score
None
-
APR from
5.5%-12.84%
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Funds available in
As soon as the same day
Loan amount
Not specified
Min. credit score
None
APR from
5.5%-12.84%
Funds available in
As soon as the same day
The option to apply in-person or online is a major perk to Valley Bank, but its loans are only available in some states.
In-person or online service
Fast funding
Limited availability
Undisclosed loan amounts
Before submitting your loan application it is wise to consider the benefits and drawbacks of the New Jersey-based bank.
If you need assistance during or following your loan application Valley Bank offers online support. Here you can submit questions and receive help either over the phone or via email. But hours of this service are not disclosed. Outside of this, you can arrange for in-person support by scheduling an appointment at one of their branch offices.
Valley Bank offers vehicle financing for new or used cars. The amount you can borrow is not disclosed but you can choose a term ranging from 12 to 84 months.
Overall score | 3.3 | |
Availability | 3.2 | The limited state availability combined with the unspecified loan amounts leave Valley Bank with a middle score. |
Affordability | 3.2 | A low maximum APR raises an otherwise middle-scoring section based on fees and no autopay discount. |
Customer experience | 3.8 | While Valley Bank does offer autopay, there is unspecified customer support and no app. |
Transparency | 3.0 | No prequalification option brings down what would be a good score due to its rates and fees being disclosed. |