Don’t have a budget
Walk on the wild side and squander every penny that finds its way into your grubby mitts. After all, you might be squashed by a falling piano tomorrow as you walk down the street and then all of this hypothetical hoarding and penny pinching would have been wasted. So why start? Of course, you could accidentally live to a ripe old age or maybe even decide to start a family, buy a car, break a leg or catch a cold. But why plan for the unexpected? There’s a lot to be said for spontaneity.