Read the latest advice from our team of experts on everything you need to know about your credit score and credit reports.
A credit card limit is the total amount of money you can charge to a credit card—which is why it’s important to understand how credit limits are determined, how you can avoid spending over your credit [...]
Equifax, Experian and TransUnion are the three major credit bureaus that operate in line with the Fair Credit Reporting Act in order to collect and store data for consumer credit reports.
Help your child build credit early and determine whether they’re ready for the responsibility.
Cell phone bills are not automatically included in your credit report. However, there are ways your payment history may impact your score.
It’s critical to keep your credit utilization ratio low, but how low is often a mystery to consumers.
Figuring out how much credit you are using is key to keeping your credit score high, but how much do you really need?
You can maintain good credit by practicing responsible financial habits, such as making on-time payments, but it takes some credit card savvy to lift your credit score from good to excellent.
Learn how to check your business credit score, including paid and free options.
Learn more about credit card default and what to do if you find yourself in that situation.
Learn more about how your payment history impacts your credit score.
