What you need to know about your credit score
This guide goes over the main determinants of your credit score, which factors matter the most and more.
6 min read
Oct 24, 2024
Credit Scores & Reports Advice
Read the latest advice from our team of experts on everything you need to know about your credit score and credit reports.
Latest Credit Scores & Reports Articles
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Cut off? What to do if your credit card issuer lowered your limit
Discover preventative measures and what to do if your limit was already cut.
6 min read Oct 09, 2024 -
Will a charge card help my credit?
Even though they don’t impact your credit utilization, charge cards still impact your credit.
5 min read Sep 20, 2024 -
How to check your business credit report
Learn how to check your business credit score, including paid and free options.
5 min read Sep 20, 2024 -
What is the average credit limit for Americans?
How credit limits in the U.S. vary by age and region
6 min read Sep 10, 2024 -
How being an authorized user affects your credit
Credit scores can benefit from the activity reported from an authorized user.
5 min read Aug 30, 2024 -
How new credit impacts your credit score
New credit means exactly that — credit lines or loans that you applied for that you did not have before.
5 min read Aug 29, 2024 -
How your credit limit is determined
Discover how credit limits work and what you can do to increase yours.
5 min read Aug 26, 2024 -
How long does it take to increase your credit score?
Depending on why it’s low, it can take months or even years to raise your credit score.
6 min read Aug 26, 2024 -
The 800 credit score: What it means, why it helps and how to get one
Earning an 800 credit score proves that you are a creditworthy consumer.
5 min read Aug 23, 2024 -
How to get preapproved for a Capital One credit card
Use Bankrate’s CardMatch tool or Capital One’s website to check for preapproval
4 min read Sep 18, 2024 -
How to get a credit card with no credit history
Getting your first credit card is important for building strong credit.
6 min read Aug 16, 2024 -
How to close a Capital One account
Closing the account may affect your credit score, but it will depend on your current credit factors.
7 min read Aug 15, 2024 -
How to do a balance transfer with American Express
Learn about balance transfers with Amex and which cards include intro APR offers.
5 min read Aug 08, 2024 -
What do the 3 credit bureaus do?
Equifax, Experian and TransUnion are the three major credit bureaus.
7 min read Jul 31, 2024 -
How to request a credit line increase with Capital One
Increasing the credit limit of your Capital One card can be done automatically, online or by phone.
5 min read Jul 25, 2024 -
Is closing a credit card bad?
Closing a card can increase your credit utilization, which can hurt your score.
6 min read Jul 18, 2024 -
How to request a credit line increase with Discover
Discover cardholders can request a credit limit increase by phone, online or on the Discover app.
8 min read Jun 27, 2024 -
How to request a credit line increase with American Express
A credit line increase can help you to increase your spending power and boost your credit score.
5 min read Jun 26, 2024 -
How to request a credit line increase with Bank of America
A Bank of America credit limit increase is possible, but you may need to ask.
6 min read Jun 25, 2024
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