What you need to know about your credit score
This guide goes over the main determinants of your credit score, which factors matter the most and more.
Read the latest advice from our team of experts on everything you need to know about your credit score and credit reports.
This guide goes over the main determinants of your credit score, which factors matter the most and more.
Discover preventative measures and what to do if your limit was already cut.
Even though they don’t impact your credit utilization, charge cards still impact your credit.
Learn how to check your business credit score, including paid and free options.
How credit limits in the U.S. vary by age and region
Credit scores can benefit from the activity reported from an authorized user.
New credit means exactly that — credit lines or loans that you applied for that you did not have before.
Discover how credit limits work and what you can do to increase yours.
Depending on why it’s low, it can take months or even years to raise your credit score.
Earning an 800 credit score proves that you are a creditworthy consumer.
Use Bankrate’s CardMatch tool or Capital One’s website to check for preapproval
Getting your first credit card is important for building strong credit.
Closing the account may affect your credit score, but it will depend on your current credit factors.
Learn about balance transfers with Amex and which cards include intro APR offers.
Equifax, Experian and TransUnion are the three major credit bureaus.
Increasing the credit limit of your Capital One card can be done automatically, online or by phone.
Closing a card can increase your credit utilization, which can hurt your score.
Discover cardholders can request a credit limit increase by phone, online or on the Discover app.
A credit line increase can help you to increase your spending power and boost your credit score.
A Bank of America credit limit increase is possible, but you may need to ask.