What happens to an annuity if your insurance company goes broke?
While rare, an annuity issuer failing can be a nightmare for policyholders.
4 min read
Dec 05, 2024
Rachel Christian
Investing reporter
EXPERTISE
- Investing
- Retirement planning
- Social Security and Medicare
- 401(k)s and IRAs
EDUCATION
- Certified educator in personal finance with FinCert, a division of the Institute for Financial Literacy
- Bachelor’s degree in journalism, University of Southern Indiana
Financial education is a priceless asset that pays lifelong dividends.
— Rachel Christian
Bankrate writer Rachel Christian covers investing and wealth management. Her work has been featured in publications across the country, including Business Insider, the Tampa Bay Times, Evansville Business and the Orlando Business Journal.
Christian is passionate about making personal finance accessible for everyone by providing clear, accurate information that breaks down complex topics for readers.
Experience
She’s a long-time journalist with a history of reporting on business and personal finance. During her career, she’s written extensively about investing, retirement, Social Security and Medicare.
Financial education is a priceless asset that pays lifelong dividends.
— Rachel Christian
Rachel's latest articles
-
-
4 popular money influencers reveal the best investing decision they ever made
Starting early is one of the best investing decisions you can make, experts say.
6 min read Nov 29, 2024 -
Child care is costing parents an average of $11,582 a year: How to prioritize retirement savings amid sky-high costs
The high cost of child care can feel overwhelming, but there are resources to help.
7 min read Nov 29, 2024 -
5 best retirement investing cheat codes, according to experts
Supercharge your retirement savings with these expert cheat codes.
6 min read Nov 26, 2024 -
Medicare benefits in 2025: 4 big changes every enrollee should know
Starting in 2025, out-of-pocket drug spending will be capped at $2,000 per year.
5 min read Nov 26, 2024 -
World’s 6 largest stablecoins: Top cryptocurrencies that maintain a stable price
The stablecoin market is dominated by two giant players — Tether and USDC.
6 min read Nov 22, 2024 -
What are annuities and how do they work?
Bankrate explores what annuities are, how they work and who they can benefit.
8 min read Nov 21, 2024 -
What is a Treasury bond?
T-bonds are considered one of the safest investments you can make, since they’re backed by the U.S. government.
6 min read Nov 19, 2024