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Chase Sapphire Preferred Card

Credit Cards » Credit Card Rewards Survey » Chase Sapphire Preferred Card

Bankrate's 2013 Credit Card Cash-Back Rewards Survey included the Chase Sapphire Preferred Card.

With the Chase Sapphire Preferred Card, cash back can be issued via check or direct deposit, starting at $20 for 2,000 points.

Chase Sapphire Preferred Card

Annual fee$95
Intro bonusEarn 40,000 bonus points after spending $3,000 in the first three months from account opening.
Reward formulaEarn 2 points per $1 spent on travel and at restaurants. Get 1 point per $1 spent on all other purchases. Plus, earn an additional point per $1 spent when you book airfare and hotel accommodations online through Ultimate Rewards.
Cash-back ratio*1% (2% on travel and dining)
Expiration period on rewardsNone
Intro purchase APRNone
Intro purchase APR lengthN/A
  • You'll receive a 7 percent annual points dividend on all new points earned on purchases made with your Chase Sapphire Preferred card during the previous year.
  • You will not earn the 7 percent annual points dividend on new account bonus points, previous annual points dividends awarded, or points transferred into your account.
  • There is no maximum number of points that you can accumulate in the program. Bonus/promotional offers may have a maximum accumulation.
  • Annual fee is waived the first year.
  • Get cash back via check or direct deposit starting at $20 for 2,000 points.

*The cash-back ratio lists the rate or rate of returns offered on transactions. examined 54 cash-back cards from 21 of the largest issuers. The survey was conducted April 8-18, 2013. Rewards are subject to change. Check with the institution for the latest information.



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