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Explore the 2015 High-Yield Checking Survey

Checking » High-Yield Checking » Credit Unions

From March 16 to March 25, Bankrate canvassed banks, thrifts and credit unions across the country, offering a total of 56 high-yield checking accounts that have a rewards offering.

This table breaks down the interest rates offered on rewards checking accounts, as well as the accounts' restrictions, requirements and other variables that are important for consumers to know before opening such an account.

Institution nameNationally offered?APY %Monthly debit transactions requiredBalance cap
Institution name:Advantage Plus Federal Credit UnionNationally offered? Y*APY %: 2.05Monthly debit transactions required: 12Balance cap: $15,000
Institution name:Belvoir Federal Credit UnionNationally offered? NAPY %: 2.53Monthly debit transactions required: 15*Balance cap: $15,000
Institution name:BECUNationally offered? NAPY %: 4.07Monthly debit transactions required: 1*Balance cap: $500
Institution name:CapEd Federal Credit UnionNationally offered? YAPY %: 2.5Monthly debit transactions required: 12Balance cap: $10,000
Institution name:Connexus Credit Union (MyRewards Checking)Nationally offered? YAPY %: 1.35Monthly debit transactions required: 10Balance cap: $25,000
Institution name:Connexus Credit Union (Xtraordinary Checking)Nationally offered? YAPY %: 1.75Monthly debit transactions required: 15Balance cap: $25,000
Institution name:Consumers Credit UnionNationally offered? YAPY %: 3.09Monthly debit transactions required: 12*Balance cap: $10,000
Institution name:First New England FCUNationally offered? YAPY %: 1.005Monthly debit transactions required: 12Balance cap: $25,000
Institution name:First Tech FCUNationally offered? YAPY %: 1.58Monthly debit transactions required: 12Balance cap: $10,000
Institution name:Great Lakes Credit UnionNationally offered? YAPY %: 3Monthly debit transactions required: 10*Balance cap: $10,000
Institution name:Lake Michigan Credit UnionNationally offered? YAPY %: 3Monthly debit transactions required: 10Balance cap: $15,000
Institution name:MidWest America Federal Credit UnionNationally offered? NAPY %: 1.51Monthly debit transactions required: 10Balance cap: $10,000
Institution name:Provident Credit UnionNationally offered? NAPY %: 1.36Monthly debit transactions required: 10Balance cap: $25,000

*See notes section for more details.

Bankrate.com canvassed banks, thrifts and credit unions from March 16 to March 25 and has displayed data on 56 high-yield checking accounts.

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Bankrate's 2015 High-Yield Checking Survey You can earn a good return on high-yield checking -- if you can meet the requirements.
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