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See the cash-out possibilities

The market’s moving fast but we can help you move faster. Just enter your address and find out if now’s the time to tap into your equity.

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The cash-out refinancing basics

  • Bankrate's Hanneh Bareham discusses the basics of cash-out refinance

    Bankrate's Hanneh Bareham covers the basics of cash-out refinance

Cash-out refinance for your goals

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Improve your home with a cash-out

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Consolidate debt with a cash-out

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Refinance your home

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Figure out where to start

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See how much you can borrow

Just enter your home’s current estimated value and the amount you have left to pay on your mortgage. We’ll show you how much you may be able to borrow from your home.

Compare your borrowing options

Home equity line of credit

A line of credit that’s borrowed from your home equity, and works more like a credit card.


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    Secured by home equity

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    Common for home projects

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    Use what you need

Home equity loan

A loan that’s taken out of your home equity, but is paid back as a separate monthly payment.


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    Secured by home equity

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    Access a lump sum of cash

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    No effect on mortgage

Personal loan

A loan that is not secured against your home equity and is paid back as a separate monthly payment.


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    Not secured by equity

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    Can have lower limits

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    No effect on mortgage

Refinance

A new loan to replace your current mortgage, likely with a lower rate or different term.


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    No effect on home equity

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    Can lower interest rate

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    No access to cash

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The Bankrate difference

We combine experience and innovation to help you find great mortgage offers without hurting your credit

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Financial guidance unique to you

We help you find what works for you and your money, whether it’s small changes, big decisions or something in between. 
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Lower Rates

We help you find mortgage rates that are lower than the national average. Homeowners who refinance with Bankrate’s help save hundreds every month.
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Decades of experience

Since 1976, Bankrate has been a trusted name in personal finance. We connect 800,000 people to quality mortgage lenders every year.

Take your first step toward refinancing

We’ll show you what’s possible in just 15 seconds.

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