Closing Costs

Latest Closing Costs Articles

• Ask Bankrate: Is the new 0.5 percent refinance fee here to stay?

  A reader asks: Do you see the new fee on refinancing mortgages being permanent?

  6 min read Oct 23, 2020

  

• How to choose a closing date for your mortgage

  There are pros and cons to closing on your home purchase before the end of the month.

  6 min read Oct 15, 2020

  

• How often should you compare mortgage rates?

  It’s important to check rates regularly when looking to purchase or refinance.

  4 min read Oct 12, 2020

  

• Closing costs vs. prepaids: What’s the difference?

  You may hear these terms used interchangeably, but they are two different expenses.

  4 min read Oct 08, 2020

  

• What are APR fees on a mortgage?

  Here’s a closer look at what fees are typically included in APR and what isn’t.

  3 min read Oct 06, 2020

  

• What are real estate transfer taxes?

  Real estate transfer taxes are different from property tax, estate tax and gift tax.

  3 min read Oct 06, 2020

  

• Is a no-closing-cost refinance right for you?

  It’s not a free lunch. No closing cost loans are more like eat now, pay later.

  3 min read Oct 06, 2020

  

• Hard money lenders: One source for unique mortgage situations

  These loans appeal to house flippers or those with unusual situations.

  5 min read Oct 05, 2020

  

• Mortgage points and how they can cut your interest costs

  Points can save you a bundle of money, but it pays to do a little analysis first.

  4 min read Sep 30, 2020

  

• What is APR on a mortgage and how does it work?

  If you’re shopping for a mortgage, you’ll likely come across the term “APR.”

  2 min read Sep 21, 2020