Closing Costs

Latest Closing Costs Articles

• Mortgage points and how they can cut your interest costs

  Points can save you a bundle of money, but it pays to do a little analysis first.

  4 min read Jan 12, 2021

  

• What are real estate closing costs and how much will you pay?

  Closing costs can add up fast, but you may be able to avoid them.

  5 min read Dec 01, 2020

  

• 15 key mortgage terms, explained

  Here’s Bankrate’s guide to some of the most common mortgage terms.

  5 min read Nov 24, 2020

  

• What are seller concessions?

  Depending on the market, seller concessions don’t always pan out for the buyer.

  3 min read Nov 18, 2020

  

• How to avoid ‘junk’ fees when getting a mortgage

  Some closing costs may be “junk fees.” Here’s what to watch for.

  3 min read Nov 09, 2020

  

• How to read and compare mortgage loan estimates

  A loan estimate is just that: an estimate. Here’s what you need to know.

  6 min read Oct 27, 2020

  

• Ask Bankrate: Is the new 0.5 percent refinance fee here to stay?

  A reader asks: Do you see the new fee on refinancing mortgages being permanent?

  6 min read Oct 23, 2020

  

• How to choose a closing date for your mortgage

  There are pros and cons to closing on your home purchase before the end of the month.

  6 min read Oct 15, 2020

  

• How often should you compare mortgage rates?

  It’s important to check rates regularly when looking to purchase or refinance.

  4 min read Oct 12, 2020

  

• Closing costs vs. prepaids: What’s the difference?

  You may hear these terms used interchangeably, but they are two different expenses.

  4 min read Oct 08, 2020