How to request a credit line increase with American Express
A credit line increase can help you to increase your spending power and boost your credit score.
4 min read
Jun 02, 2021
Credit Scores & Reports Advice
Read the latest advice from our team of experts on everything you need to know about your credit score and credit reports.
Latest Credit Scores & Reports Articles
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How to get preapproved for a Capital One credit card
To get preapproved for a Capital One credit card, you can use Bankrate’s CardMatch tool or see if you prequalify through the Capital One website.
6 min read Jun 01, 2021 -
How to increase your chances of getting preapproved on CardMatch
CardMatch makes it easy to see which top rewards credit cards you could be eligible for. Find out how to increase your chances of getting preapproved.
3 min read May 28, 2021 -
How to request a credit line increase with Discover
Discover cardholders can request a credit limit increase by phone, online or on the Discover app.
7 min read May 13, 2021 -
How to request a credit line increase with Capital One
Increasing the credit limit of your Capital One card can be done automatically, online or by phone.
5 min read May 13, 2021 -
How to close a Capital One account
Closing the account may affect your credit score, but it will depend on your current credit factors.
4 min read May 11, 2021 -
How to read a credit report
Your credit report is a detailed record of your credit history and the accuracy of those details is important. Here’s what to look for when reviewing your credit report.
8 min read Apr 05, 2021 -
Should you use your stimulus check to pay down credit card debt?
Who doesn’t love free money? The stimulus checks certainly have that feel regardless of whether they really are or not. The question is, what’s the best way to use this money? Let’s dive in. First [...]
3 min read Apr 01, 2021 -
10 U.S. cities with the highest credit scores
The average American has a 711 credit score, but some cities are home to major overachievers. These high scorers are likely to qualify for the best credit cards on the market due to their exceptional [...]
3 min read Mar 18, 2021 -
How new credit impacts your score
As my regular readers may know, there are five FICO factors that make up a credit score. These are payment history at 35 percent, credit utilization at 30 percent, credit history at 15 percent, credit [...]
5 min read Jan 14, 2021 -
How to get a free credit score
Many credit card issuers offer their customers free credit scores, and some even provide them to non-customers.
3 min read Dec 10, 2020 -
Despite COVID, credit card debt sinks to lowest level since 2017
During the pandemic-created recession, when millions of Americans are strapped for cash, you’d think that more of us would turn to credit cards to help tide us over. It appears that just the opposite [...]
2 min read Dec 01, 2020 -
What is myFICO?
Learn about how myFICO works and how it stacks up against the competition to decide if it’s the right credit monitoring service for you.
5 min read Nov 05, 2020 -
What is rapid rescore?
Everyone knows that the rate you get on your mortgage can cost or save you thousands over the term of your home loan. But did you know that you may be able to influence (lower) that rate while you are [...]
5 min read Oct 01, 2020 -
UltraFICO: What it is and how it works
In 2018, FICO, Experian and Finicity launched the new UltraFICO score. The goal of UltraFICO is to expand credit access and give consumers more control in the credit scoring process, and it considers more [...]
3 min read Sep 23, 2020 -
Survey: 33% of cardholders did something that could hurt their credit score during COVID-19
13% of cardholders say they’ve worried their credit score would go down since the outbreak began.
5 min read Jul 22, 2020 -
College students: Don’t pause building credit during COVID-19
Building credit now is an important step toward future financial health.
5 min read May 12, 2020 -
Should you pay your credit card bill early?
Paying your credit card bill early can lower your credit utilization and help you avoid late payments.
4 min read Nov 14, 2019 -
Survey: Surprisingly few millennials carry credit cards
Wary of debt, young adults are the least likely to own a credit card, our survey shows.
5 min read Jun 13, 2016 -
We wondered if a lousy credit score is a romantic turn-off, and guess what we found
If your date knew your credit score, you might not be in a relationship, our survey shows.
Apr 29, 2016
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