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cds

National CD rate averages

Here's a look at the state of interest rates on five common consumer banking products and the latest rates from Bankrate.com's weekly national survey of large banks and thrifts conducted July 15, 2009.

CDs

Yields: 1.10 percent (1-year CD yield); 2.15 percent (5-year CD yield)

The flight to quality may be speeding up the erosion of CD yields. The average yield for a one-year CD, as surveyed by Bankrate.com, slipped 4 basis points this week to 1.10 percent, and the five-year fell 3 basis points to 2.15 percent.

Jumbo yields tumbled too. The average yield for the one-year now stands at 1.2 percent, down from 1.23 percent a week ago. The five-year jumbo shed 2 basis points to come in at 2.19 percent.

The average yield for money market accounts remains at 0.37 percent for the second week in a row.

Check Bankrate's Bankrate's high-yield CDs and high-yield money market account tables for some of the best returns available nationwide.

All deposit products listed with Bankrate are FDIC-insured.

-- Laura Bruce

 

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