Mortgage Rates in San Diego, California by Bankrate
Glossary Terms

Refinance Mortgage Rates: San Diego, CA

Find and compare Mortgage rates for you in San Diego, CA

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  • Bankrate.com National Average*
  • Bankrate.com
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30 year fixed refi, 0 Points
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  • Featured
    Regent Bank
  • 3.901%
    APR
    Thu Jun 23
    Rate: 3.875%
    at 0.000 pts
    30 day rate lock.
    Payment: $1,411
    Fees in APR: $955
  • 3.901%
    Thu Jun 23
  • 3.875% at 0.000 pts
    30 day rate lock
  • Payment/Fees
    Payment: $1,411
    Fees in APR: $955
  • Featured
    First Tech Credit Union
  • 3.649%
    APR
    Wed Jun 22
    Rate: 3.625%
    at 0.000 pts
    30 day rate lock.
    Payment: $1,368
    Fees in APR: $898
  • 3.649%
    Wed Jun 22
  • 3.625% at 0.000 pts
    30 day rate lock
  • Payment/Fees
    Payment: $1,368
    Fees in APR: $898
  • Featured
    HSBC Bank USA, N.A.
  • 3.669%
    APR
    Wed Jun 22
    Rate: 3.650%
    at 0.000 pts
    60 day rate lock.
    Payment: $1,372
    Fees in APR: $704
  • 3.669%
    Wed Jun 22
  • 3.650% at 0.000 pts
    60 day rate lock
  • Payment/Fees
    Payment: $1,372
    Fees in APR: $704
  • Featured
    IAB Financial Bank
  • 3.773%
    APR
    Wed Jun 22
    Rate: 3.750%
    at 0.000 pts
    30 day rate lock.
    Payment: $1,389
    Fees in APR: $828
  • 3.773%
    Wed Jun 22
  • 3.750% at 0.000 pts
    30 day rate lock
  • Payment/Fees
    Payment: $1,389
    Fees in APR: $828
  • Featured
    Armed Forces Bank, N.A.
  • 4.278%
    APR
    Wed Jun 22
    Rate: 4.250%
    at 0.000 pts
    30 day rate lock.
    Payment: $1,476
    Fees in APR: $999
  • 4.278%
    Wed Jun 22
  • 4.250% at 0.000 pts
    30 day rate lock
  • Payment/Fees
    Payment: $1,476
    Fees in APR: $999
  • Featured
    LincolnWay Community Bank
  • 3.529%
    APR
    Tue Jun 21
    Rate: 3.500%
    at 0.000 pts
    30 day rate lock.
    Payment: $1,347
    Fees in APR: $1,085
  • 3.529%
    Tue Jun 21
  • 3.500% at 0.000 pts
    30 day rate lock
  • Payment/Fees
    Payment: $1,347
    Fees in APR: $1,085
  • Featured
    Raymond James Bank, NA
  • 3.787%
    APR
    Tue Jun 21
    Rate: 3.750%
    at 0.000 pts
    45 day rate lock.
    Payment: $1,389
    Fees in APR: $1,354
  • 3.787%
    Tue Jun 21
  • 3.750% at 0.000 pts
    45 day rate lock
  • Payment/Fees
    Payment: $1,389
    Fees in APR: $1,354
  • Featured
    Star One Credit Union
  • 3.628%
    APR
    Mon Jun 20
    Rate: 3.625%
    at 0.000 pts
    45 day rate lock.
    Payment: $1,368
    Fees in APR: $105
  • 3.628%
    Mon Jun 20
  • 3.625% at 0.000 pts
    45 day rate lock
  • Payment/Fees
    Payment: $1,368
    Fees in APR: $105
  • Featured
    First Citizens Bank
  • 3.648%
    APR
    Mon Jun 20
    Rate: 3.625%
    at 0.000 pts
    45 day rate lock.
    Payment: $1,368
    Fees in APR: $842
  • 3.648%
    Mon Jun 20
  • 3.625% at 0.000 pts
    45 day rate lock
  • Payment/Fees
    Payment: $1,368
    Fees in APR: $842
  • Featured
    Schools First FCU
  • 3.777%
    APR
    Mon Jun 20
    Rate: 3.750%
    at 0.000 pts
    60 day rate lock.
    Payment: $1,389
    Fees in APR: $995
  • 3.777%
    Mon Jun 20
  • 3.750% at 0.000 pts
    60 day rate lock
  • Payment/Fees
    Payment: $1,389
    Fees in APR: $995

Important information about our rate tables

About our Mortgage Rate Tables: The above mortgage loan information is provided to, or obtained by, Bankrate. Some lenders provide their mortgage loan terms to Bankrate for advertising purposes and Bankrate receives compensation from those advertisers (our "Advertisers"). Other lenders' terms are gathered by Bankrate through its own research of available mortgage loan terms and that information is displayed in our rate table for applicable criteria. In the above table, an Advertiser listing can be identified and distinguished from other listings because it includes a "Next" button that can be used to click-through to the Advertiser's own website or a phone number for the Advertiser.

Availability of Advertised Terms: Each Advertiser is responsible for the accuracy and availability of its own advertised terms. Bankrate cannot guaranty the accuracy or availability of any loan term shown above. However, Bankrate attempts to verify the accuracy and availability of the advertised terms through its quality assurance process and requires Advertisers to agree to our Terms and Conditions and to adhere to our Quality Control Program. Click here for rate criteria by loan product.

Loan Terms for Bankrate.com Customers: Advertisers may have different loan terms on their own website from those advertised through Bankrate.com. To receive the Bankrate.com rate, you must identify yourself to the Advertiser as a Bankrate.com customer. This will typically be done by phone so you should look for the Advertiser's phone number when you click-through to their website. In addition, credit unions may require membership.

Loans Above $417,000 May Have Different Loan Terms: If you are seeking a loan for more than $417,000, lenders in certain locations may be able to provide terms that are different from those shown in the table above. You should confirm your terms with the lender for your requested loan amount.

Taxes and Insurance Excluded from Loan Terms: The loan terms (APR and Payment examples) shown above do not include amounts for taxes or insurance premiums. Your monthly payment amount will be greater if taxes and insurance premiums are included.

Consumer Satisfaction: If you have used Bankrate.com and have not received the advertised loan terms or otherwise been dissatisfied with your experience with any Advertiser, we want to hear from you. Please click here to provide your comments to Bankrate Quality Control.

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