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refinance

What is mortgage refinance?

 

What is mortgage refinance?

The Bankrate.com financial term of the day is: "mortgage refinance."

In a mortgage refinance, you end a relationship with a home loan because something more attractive has come along. Your dump your old loan by paying it off with a new loan more to your liking, maybe because it offers a lower interest rate, lower monthly payment, or the opportunity to take some cash out of your equity -- to redo your 1970s harvest gold kitchen.

You don't have to stay married to your mortgage but can divorce it for something better by doing a mortgage refinance.

To find the best mortgage rates, visit the rate tables at Bankrate.com.

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Mortgage Overnight Averages
Product Rate +/- Last week
30 yr fixed mtg
3.60% 3.52%
15 yr fixed mtg
2.74% 2.71%
5/1 ARM
2.54% 2.57%
30 yr fixed mtg refi
3.58% 3.50%
View rates in your area:
At the start of the traditional buying season, housing news is mixed.
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