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Mortgage Rates for July 14, 2011

 

 

What goes up must come down. Mortgage rates slide as the economic gloom deepens. The 30-year fixed-rate mortgage slipped 10 basis points this week, settling at 4.69 percent. The 15-year fixed-rate mortgage fared no better, dropping eight basis points to come in at 3.82 percent. And not to be left out are jumbo home loan…they declined seven basis points to 5.2 percent.

Mortgage rates are heavily influenced by activity in the market for U.S. Treasury securities. Financial markets have been transfixed on the possibility of a federal default if Congress and the White House fail to agree to raise the government's debt ceiling by Aug. 2.

Of course if you're in the market to purchase or refinance a home - you'd be smart to search the best rates by visiting Bankrate.com. I'm Kristin Arnold.

 

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Mortgage Overnight Averages
Product Rate +/- Last week
30 yr fixed mtg
3.67% 3.62%
15 yr fixed mtg
2.80% 2.76%
5/1 ARM
2.60% 2.58%
30 yr fixed mtg refi
3.65% 3.61%
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