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Mortgage rates for Dec. 1, 2011

 

 

I'm Greg McBride, senior financial analyst with Bankrate.com and here is your weekly look at mortgage rates.

Mortgage rates moved ever-so-slightly higher this week. The average 30-year fixed mortgage rate inched higher to 4.25 percent, and the 15-year fixed mortgage rate ticked up to 3.48 percent. Rates on adjustable mortgages were mixed, with the 3-year ARM slipping to 3.45 percent and the 10-year ARM climbing to 3.81 percent.

Mortgage rates continue to jog in place, having been essentially unchanged throughout the month of November, despite almost universally improved data on the U.S. economy. What is keeping mortgage rates steady - and at near-record low levels - is the continually evolving European debt crisis. Developments in Europe - good or bad - are the likely catalyst for the next movement in mortgage rates.

To find the lowest mortgage rates in your area, use the free search engine at Bankrate.com.

I'm Greg McBride.

 

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Mortgage Overnight Averages
Product Rate +/- Last week
30 yr fixed mtg
3.98% 4.06%
15 yr fixed mtg
3.09% 3.19%
5/1 ARM
2.85% 2.83%
30 yr fixed mtg refi
3.97% 4.05%
View rates in your area:
 

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