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Interest Rate Roundup for Dec. 29, 2011

Interest Rate Roundup
Mortgage rate graph
Find the best mortgage rates in your area.

Mortgages

  • 4.21% (30-year fixed)
  • 0.37 (average points)

Mortgage rates were up slightly this week, but remain near record lows.

The 30-year fixed-rate mortgage rose 1 basis point to 4.21 percent. A basis point is one-hundredth of 1 percentage point.

The 15-year fixed-rate was 3.44, up 2 basis points over last week. The average rate for 30-year jumbo mortgages, or generally for those of more than $417,000, fell 2 basis points to 4.64 percent.

The 5/1 ARM rose 2 basis points to 3.2 percent. With a 5/1 ARM, the rate is fixed for five years and adjusted annually thereafter.

 

 

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Mortgage Overnight Averages
Product Rate +/- Last week
30 yr fixed mtg
3.60% 3.52%
15 yr fixed mtg
2.74% 2.71%
5/1 ARM
2.54% 2.57%
30 yr fixed mtg refi
3.58% 3.50%
View rates in your area:
 

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At the start of the traditional buying season, housing news is mixed.
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