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Mortgage Rate Trend Index

 
 

Will rates go up, down or remain unchanged?

Polyana da CostaPolyana da Costa
Mortgage reporter, Bankrate.com
Investors seem to be taking a wait-and-see approach and that might last for a couple of weeks, which will help keep rates stable.
Holden LewisHolden Lewis
Assistant managing editor, Bankrate.com
It seems that investors are waiting for a sense of direction from the economy. Until they get it, rates don't move much.
David KuiperDavid Kuiper
Mortgage planner, First Place Bank, Holland, Mich.
While very volatile, rates will continue to trade in a very narrow range absent any unexpected -- good or bad -- news being released. With rates very near their all-time low levels, now is a great time to take advantage of this situation and lock into an interest rate we could have only dreamed was possible. Consider this your "revenge" for all of the bad ramifications of the weak economy -- job losses and investment losses.
Bob MoultonBob Moulton
President, Americana Mortgage Group, Manhasset, N.Y.
Rates should remain static.
Jim SahngerJim Sahnger
Mortgage consultant, Palm Beach Financial Network, Stuart, Fla.
Rates should remain pretty tight. However, the employment report on Friday could put some pressure on rates if the number is seen as a positive. There is almost no benefit to floating or delaying a refinance application right now.
 
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Mortgage Overnight Averages
Product Rate +/- Last week
30 yr fixed mtg
3.77% 3.60%
15 yr fixed mtg
2.88% 2.74%
5/1 ARM
2.66% 2.54%
30 yr fixed mtg refi
3.76% 3.58%
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