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Mortgage Rate Trend Index

 
 

Will rates go up, down or remain unchanged?

Dan GreenDan Green
Waterstone Mortgage, author of TheMortgageReports.com, Cincinnati
Slow growth draws investors to bond. The refi boom continues.
Greg McBrideGreg McBride, CFA
Senior financial analyst, Bankrate.com
With the debt ceiling raised, we're back to focusing on a weak economy, which has brought mortgage rates lower. Everyone is bracing for a bad jobs report.
Barry HabibBarry Habib
CEO, Mortgage Market Guide, Holmdel, N.J.
Lower on weak stocks and fears of another recession.
Dick LepreDick Lepre
Senior loan officer, RPM Mortgage, San Francisco
The advance GDP (gross domestic product) report for Q2 2011 showed not only weak economic growth but that "growth" was achieved only after adjusting downward Q1 2011 GDP from +1.92 percent to +0.36 percent. The BEA (Bureau of Economic Analysis) revised the "final" GDP reported only a month before. Not only is the economy weak, but the question folks should be asking is "How are we supposed to figure out what to do (fiscal and monetary policy) when we cannot accurately measure GDP?"
The technical objective for the 10-year appears to be in the 2.5 percent to 2.59 percent range. While the media concentrated reporting on the budget-deficit, the importance of this awful GDP report was obfuscated. The markets, however, did not miss the importance of the stagnant state of the U.S. economy.
Joe NunziataJoe Nunziata
Chairman and co-CEO, FBC Mortgage, Orlando, Fla.
Based on current indicators, we should see rates continue in a downward trend. In addition, personal spending was at the lowest level reported in the last two years. Hold on tight, it's going to be a bumpy ride!
 
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Mortgage Overnight Averages
Product Rate +/- Last week
30 yr fixed mtg
3.73% 3.65%
15 yr fixed mtg
2.85% 2.79%
5/1 ARM
2.60% 2.59%
30 yr fixed mtg refi
3.72% 3.64%
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