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Mortgage Rate Trend Index

 
 

Will rates go up, down or remain unchanged?

Polyana da CostaPolyana da Costa
Mortgage reporter, Bankrate.com
I don't want to sound like a broken record, but I think we will see some slight increase in rates next week as the market adjusts back to where it was before the recent consecutive drops we saw during May and part of June.
Holden LewisHolden Lewis
Assistant managing editor, Bankrate.com
If mortgage rates had a comfort level, that level would be about one-eighth of a percentage point higher than it is now.
Cameron FindlayCameron Findlay
Chief economist, LendingTree.com, Charlotte, N.C.
Expect mortgage rates to rise marginally this week. Mortgage rates and equities have been moving in lock step with each other. As equities moved down over the last six weeks, it resulted in a sustained flight into bonds, hence causing yields to decline. Now the decline has slowed and bonds are starting to rebound. As yields rise, so will mortgage rates.
Dan GreenDan Green
Waterstone Mortgage, author of TheMortgageReports.com, Cincinnati
The market is oversold. A small correction is coming. Rates move higher.
 
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Mortgage Overnight Averages
Product Rate +/- Last week
30 yr fixed mtg
3.60% 3.52%
15 yr fixed mtg
2.74% 2.71%
5/1 ARM
2.54% 2.57%
30 yr fixed mtg refi
3.58% 3.50%
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