5 ways to get the best mortgage deal
Make a big down payment
A large down payment can make a big difference in whether your home loan application succeeds.
"The more you can contribute to the down payment, the more attractive you'll be to lenders," says Dal Porto.
Contributions from family members or friends for down payment money are allowed by most loan programs. Lenders typically require such contributions to be accompanied by a gift letter asserting you won't have to repay the money.