The calculator below helps you assess the impact of refinancing your mortgage. The issues are two-fold. The first step enables you to look at the monthly savings you will have with a lower interest rate. At the right side of the page, you can total the costs of the refinancing. All of the data is then processed so that you can determine how many months it will be before you recoup the costs of the loan. If you have questions about terms used, look to the black box at the right. When you move your cursor over the terms, the definition appears in the black box. Use the tab key to move from box to box. You can use the tab or enter to produce the results in the red boxes.
Mortgage calculator (includes amortization schedule)
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Amortization schedule calculator

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