GM BuyPower Card From Capital One
A card you’ll want to keep in your wallet if you’re in the market for a new car, particularly in the GM family.
We all make mistakes with our finances, and it’s not shameful to ask for advice or help to get your life in order financially. With credit cards, it’s especially important to be wary of racking up a high balance and relying on transfers to avoid interest. As an editor, I want Gen Z and millennials to have the same — if not better — financial opportunities than generations before.
— Courtney Mihocik
Courtney Mihocik is an editor at Bankrate Credit Cards and CreditCards.com with expertise in helping people with limited or no credit to understand their options for improving their credit scores. She focuses on the subprime category and provides guidance to people on their credit-building journeys.
Courtney is passionate about creating a space where people can learn more about managing their personal finances, specifically helping her peers achieve their credit card and credit score goals. She believes that public education fails to teach the essentials of personal finance to students and wants to make up for it in her editorial work.
Previously, she led insurance content at Reviews.com and worked as the loans editor at The Simple Dollar, where she produced daily personal finance articles from founder Trent Hamm in addition to student loan, personal loan, business loan and bad credit loan articles. Before entering the digital media space, Courtney worked in hyper-local print journalism, covering arts, culture, food, news and more for publications in Charlotte, North Carolina.
Courtney graduated college with a 750 credit score, which quickly plummeted to the 500s when she nearly defaulted on her high student loan payments she couldn’t afford. After applying for an income-driven repayment plan and six years of careful budgeting, hustling and responsible credit use, she’s happy to report her credit score is back hovering around 750 and she can qualify for better financial products.
We all make mistakes with our finances, and it’s not shameful to ask for advice or help to get your life in order financially. With credit cards, it’s especially important to be wary of racking up a high balance and relying on transfers to avoid interest. As an editor, I want Gen Z and millennials to have the same — if not better — financial opportunities than generations before.
— Courtney Mihocik
A card you’ll want to keep in your wallet if you’re in the market for a new car, particularly in the GM family.
Both cards are extremely similar and only differ in fees, benefits and ongoing rates.
Here’s how to choose a Capital One credit card for Taylor Swift presale access.
Earn generous rewards percentages on your small business necessities with this cash back card.
The Blue Business®️ Plus Credit Card from American Express as a decent interest-free period and an acceptable welcome offer for a card with no annual fee.
The IHG® Rewards Club Traveler Credit Card offers great travel points-earning potential by letting cardholders earn twice when they stay at IHG properties
The Southwest Rapid Rewards Premier Credit Card can help you rapidly earn rewards towards free Southwest flights and earn credit towards A-list status.
A great option for anyone who loves to travel and prefers to stay at Choice Hotels.
A great choice for grocery delivery fans, but markups and fees could take a chunk of your earnings. See our full Instacart Mastercard review.
A powerful combination of bonus rewards, annual credits and bonus points, transfer
With the Discover it® Balance Transfer card, you’ll receive a generous rewards structure, first-year cash back matching and a long introductory low-interest rate for balance transfers, but its short intro purchase APR doesn't suit its rewards edge.
The Petal 2 Visa Credit Card allows cardholders to build credit while earning cash back along the way.
The Chime Credit Builder Secured Visa® Credit Card is a low-cost card that could make building credit more accessible.
The sooner you seek help, the sooner you can take steps toward recovery.
Transferring Chase points is an easy way to maximize your point potential.
A credit card may be a financial tool at your fingertips.
If you’re a DACA recipient, here’s what you need to know about building credit.
How many credit cards is too many? For this responsible credit user, opening 24 cards helped him achieve his travel goals—without going into credit card debt.