| Overview |
| Average origination fees charged by lender | $1,571 |
| Average title and third-party fees | $2,281 |
| Average total fees | $3,852 |
Itemized fee averages
Below, you will find the averages for fees charged by lenders and third parties. If you add them up, they will not equal the averages listed above. Why not? Because each lender charges some of the fees listed below, but not all of them. For example, some lenders charge an application fee, but others don't. If your lender charges an application fee, this chart lets you compare it to the average. But, because not every lender charges every fee, adding up all these fees doesn't result in the overall average.
| Origination fees charged by the lender |
| Points | $437 |
| Application | $343 |
| Document preparation | $73 |
| Broker, originator or lender | $1,158 |
| Processing | $495 |
| Tax service | $79 |
| Underwriting | $200 |
| Wire transfer | $25 |
| | |
| Third-party fees |
| Appraisal | $578 |
| Attorney, closing or settlement | $512 |
| Credit report | $14 |
| Flood certification | $10 |
| Employment verification | $15 |
| Inspections (pest, etc.) | $125 |
| Postage/courier | $55 |
| Survey | $400 |
| Title search and title insurance | $1,444 |