LGBTQ+ guide to personal finance 2023
Lesbian, gay, bisexual and transgender Americans have made extraordinary strides toward equality in recent years, yet obstacles remain – including disparities in personal finance.
9 min read
Jun 09, 2023
Credit Card Debt
Whether you’re looking for the right credit card payoff strategy, or researching debt relief, our resources can help.
Bankrate's Latest Credit Card Debt Articles
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Credit card statistics by race and ethnicity
Racial disparities persist in some Americans’ credit scores and debt balances.
6 min read Jun 07, 2023 -
How to break the credit card debt cycle
Learn about five ways in which you can break out of the credit card debt cycle.
4 min read Jun 05, 2023 -
What debts can you transfer to a credit card?
You can transfer a variety of debt to cards, but not all cards accept all transfers.
4 min read Jun 02, 2023 -
How to pay off credit card debt in one year
Making only minimum payments could keep you in credit card debt for decades, but here are some strategies to become debt-free within a year.
4 min read Jun 02, 2023 -
Is closing a credit card bad?
Closing a card can increase your credit utilization, which can hurt your score.
7 min read May 25, 2023 -
How debt settlement affects credit score
Debt settlement will deliver a serious hit to your credit score, but you can lessen the blow and rebuild your credit.
6 min read Nov 14, 2019 -
How to do a balance transfer with Chase
Find out everything you need to know about transferring a balance with Chase.
6 min read May 23, 2023 -
How to do a balance transfer with Citi
Find out everything you need to know about transferring a balance with Citi.
7 min read May 22, 2023 -
How to do a balance transfer with Wells Fargo
A balance transfer credit card can help you consolidate and pay down your existing credit card balances. Learn how to do a balance transfer with Wells Fargo.
6 min read May 18, 2023 -
What is the date of first delinquency on credit card debt?
There is a time limit for how long a delinquent payment is on credit reports.
3 min read May 17, 2023 -
Which debt should you pay off first?
There are benefits to tackling your smallest debt first and working your way up.
6 min read May 01, 2023 -
Credit card debt and delinquencies are on the rise: Here’s what consumers should know
Credit card debt and delinquencies are on the rise. Here’s what you should know.
3 min read Apr 10, 2023 -
Can you get a balance transfer card with bad credit?
It can be difficult to qualify for a balance transfer card with bad credit.
5 min read Apr 10, 2023 -
What is debt forgiveness?
Debt forgiveness is helpful, but it’s not a Get Out of Jail Free card. Here are some pros and cons to consider.
8 min read Mar 27, 2023 -
Understanding credit card addiction and how to get help
The sooner you seek help, the sooner you can take steps toward recovery.
7 min read Mar 15, 2023 -
Can you be liable for a spouse’s credit card debt?
You are generally not responsible for your spouse’s credit card debt unless you are a co-signer for the card or it is a joint account. But some state laws vary and you may be liable for this debt.
3 min read Mar 08, 2023 -
Average credit card debt in the U.S.
American credit card balances rose to $986 billion in the last quarter of 2022. Here’s a look at credit debt in the U.S. and how to start paying your balance down.
4 min read Feb 23, 2023 -
How credit cards can help you achieve your 2023 goals
Whatever your 2023 goals, your credit cards can provide valuable data.
5 min read Feb 09, 2023 -
So you haven’t been sticking to your resolutions. Here’s how to reset and crush the next 11 months.
Don’t let imperfection impede your progress toward your 2023 goals.
5 min read Jan 26, 2023
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