
LGBTQ+ guide to personal finance 2023
Lesbian, gay, bisexual and transgender Americans have made extraordinary strides toward equality in recent years, yet obstacles remain – including disparities in personal finance.
Whether you’re looking for the right credit card payoff strategy, or researching debt relief, our resources can help.
Lesbian, gay, bisexual and transgender Americans have made extraordinary strides toward equality in recent years, yet obstacles remain – including disparities in personal finance.
Racial disparities persist in some Americans’ credit scores and debt balances.
Learn about five ways in which you can break out of the credit card debt cycle.
You can transfer a variety of debt to cards, but not all cards accept all transfers.
Making only minimum payments could keep you in credit card debt for decades, but here are some strategies to become debt-free within a year.
Closing a card can increase your credit utilization, which can hurt your score.
Debt settlement will deliver a serious hit to your credit score, but you can lessen the blow and rebuild your credit.
Find out everything you need to know about transferring a balance with Chase.
Find out everything you need to know about transferring a balance with Citi.
A balance transfer credit card can help you consolidate and pay down your existing credit card balances. Learn how to do a balance transfer with Wells Fargo.
There is a time limit for how long a delinquent payment is on credit reports.
There are benefits to tackling your smallest debt first and working your way up.
Credit card debt and delinquencies are on the rise. Here’s what you should know.
It can be difficult to qualify for a balance transfer card with bad credit.
Debt forgiveness is helpful, but it’s not a Get Out of Jail Free card. Here are some pros and cons to consider.
The sooner you seek help, the sooner you can take steps toward recovery.
You are generally not responsible for your spouse’s credit card debt unless you are a co-signer for the card or it is a joint account. But some state laws vary and you may be liable for this debt.
American credit card balances rose to $986 billion in the last quarter of 2022. Here’s a look at credit debt in the U.S. and how to start paying your balance down.
Whatever your 2023 goals, your credit cards can provide valuable data.
Don’t let imperfection impede your progress toward your 2023 goals.