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2009 Closing Costs Exclusive
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mortgage
State-by-state closing costs: Virginia

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Closing costs
Loan amount: $200,000
Virginia
Origination, title and closing
Loan amount$200,000
Points ($)$618
Administration feeN/A
Application fee$415
Commitment fee$565
Document preparation$285
Funding feeN/A
Broker, origination or lender fees$1,139
Processing$306
Tax service$60
Underwriting$394
Wire transferN/A
Appraisal$350
Attorney, closing or settlement fees$407
Credit report$22
Flood certification$11
Inspections (pest, etc.)$50
Postage/courier$39
Survey$300
Title insurance$665
Title search$154
Government fees
Recording fee$77.25
City, county, state tax stamps or intangibles tax$1,059.60
Prepaid$1,027.94
Escrow$708
Total origination$1,312
Total title and closing$1,546
Total$2,858

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Mortgage Overnight Averages
Product Rate +/- Last week
30 yr fixed mtg
4.01% 4.04%
15 yr fixed mtg
3.11% 3.18%
5/1 ARM
2.82% 2.88%
30 yr fixed mtg refi
4.00% 4.03%
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