Credit Cards»0% APR Credit Cards

0% APR Credit Cards

What are 0% APR credit cards?

Do you want a card that can save you some major cash on finance charges? These 0% APR cards from our partners offer no interest charges during an introductory period, allowing you to lower your monthly debt obligation.

Use a balance transfer to consolidate all of your credit card debt onto one low-rate card or to spread out your payments on a large purchase. Browse and compare our extensive list of 0% APR credit cards to find one that suits your needs.

Show More

How does the 0% offer work?

These cards offer a zero interest rate introductory period that can range from six to 18 months, occasionally longer. When the intro period is over, the rate rises to a standard APR.

What are some pros and cons?

In addition to the 0% APR introductory period, some cards offer rewards like cash back or airline miles. But on the downside, it's typically more difficult to qualify for one of these cards.

These cards are typically designed for and offered to those with good to excellent credit. If your credit is in poor standing, you may have trouble qualifying.

Show More

Tips on 0% APR cards

Keep in mind that the introductory period offered with these cards is a temporary promotional period. Once the period is up, the rate resets to a standard APR, and you could potentially be charged a significantly higher interest rate on your balance. It's best to pay off your balance in full before the promotional period is up.

In addition, it's important to compare 0% APR cards thoroughly. Some of the best cards offer a long introductory period, a low post-intro rate, and no annual fee.

Show More

* See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.