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Savers who dump low-yielding CDs before maturity may find the move costly, a Bankrate survey finds.
How were CD rates affected by the Federal Reserve meeting?
In case of a bank failure, FDIC insurance would cover accrued interest earnings as well as principal.
Despite early withdrawal penalties, CDs can top money market accounts as a place to park short-term cash.
Investors are hoping 2009 will provide respite from 2008’s economic spiral. Three experts weigh in.
It should be easy to determine if a bank is a member of the Federal Deposit Insurance Corp.
FDIC insurance covers both principal and interest up to the specified amount, says Dr. Don Taylor.
Experts caution that shortening the ladder on CDs when the interest is used as income is a bad idea.
Building a CD ladder keeps you from trying to time the market, says Dr. Don Taylor.