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The average national one-year CD rate remained at a low 0.3 percent in our latest rates survey. That's not the best news for those in the market for a certificate of deposit, but there are still some institutions offering better-than-average rates. Use our list of deals to find CD rates in Kansas City, MO, and in other areas of Missouri.
Insured up to $250,000 per depositor, CDs are a safe investment. They aren't, however, very liquid. Most institutions have stiff and strict penalties for withdrawing your money early from a CD. So make sure to read the fine print before you invest to learn about penalties. Check out our survey of institutions and find CD rates in Kansas City, MO.
CD rates in Kansas City, Missouri
Here are the CD rates in Kansas City, MO, as of 10:00 a.m.
| Institution | APY | Min Deposit |
| Ally | 1.04% | $0 |
| North American Svgs Bk | 0.35% | $1,000 |
| UMB Bank | 0.3% | $500 |
| Commerce Bank | 0.3% | $1,000 |
| Bank of America | 0.03% | $1,000 |
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