The average national one-year CD rate remained at a low 0.3 percent in our latest rates survey. That’s not the best news for those in the market for a certificate of deposit, but there are still some institutions offering better-than-average rates. Use our list of deals to find CD rates in Kansas City, MO, and in other areas of Missouri.

Insured up to $250,000 per depositor, CDs are a safe investment. They aren’t, however, very liquid. Most institutions have stiff and strict penalties for withdrawing your money early from a CD. So make sure to read the fine print before you invest to learn about penalties. Check out our survey of institutions and find CD rates in Kansas City, MO.

CD rates in Kansas City, Missouri

Here are the CD rates in Kansas City, MO, as of 10:00 a.m.

Institution APY Min Deposit
Ally 1.04% $0
North American Svgs Bk 0.35% $1,000
UMB Bank 0.3% $500
Commerce Bank 0.3% $1,000
Bank of America 0.03% $1,000

Follow our CD rates daily on Twitter.