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2009 Closing Costs Exclusive
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mortgage
State-by-state closing costs: South Dakota

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Closing costs
Loan amount: $200,000
South Dakota
Origination, title and closing
Loan amount$200,000
Points ($)$743
Administration feeN/A
Application fee$428
Commitment fee$565
Document preparation$285
Funding feeN/A
Broker, origination or lender fees$1,047
Processing$306
Tax service$71
Underwriting$394
Wire transferN/A
Appraisal$363
Attorney, closing or settlement fees$398
Credit report$22
Flood certification$11
Inspections (pest, etc.)$50
Postage/courier$39
Survey$225
Title insurance$599
Title search$25
Government fees
Recording fee$75.88
City, county, state tax stamps or intangibles taxN/A
Prepaid$1,019.04
Escrow$708
Total origination$1,369
Total title and closing$1,256
Total$2,625

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Mortgage Overnight Averages
Product Rate +/- Last week
30 yr fixed mtg
3.77% 3.60%
15 yr fixed mtg
2.88% 2.74%
5/1 ARM
2.66% 2.54%
30 yr fixed mtg refi
3.76% 3.58%
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