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2009 Closing Costs Exclusive
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mortgage
State-by-state closing costs: North Carolina

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Closing costs
Loan amount: $200,000
North Carolina
Origination, title and closing
Loan amount$200,000
Points ($)$493
Administration feeN/A
Application fee$411
Commitment fee$565
Document preparation$285
Funding feeN/A
Broker, origination or lender fees$1,007
Processing$194
Tax service$66
Underwriting$394
Wire transferN/A
Appraisal$350
Attorney, closing or settlement fees$448
Credit report$22
Flood certification$11
Inspections (pest, etc.)$50
Postage/courier$39
Survey$288
Title insurance$331
Title search$193
Government fees
Recording fee$75.44
City, county, state tax stamps or intangibles tax$755.04
Prepaid$708
Escrow
Total origination$1,155
Total title and closing$1,278
Total$2,433

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Mortgage Overnight Averages
Product Rate +/- Last week
30 yr fixed mtg
3.60% 3.52%
15 yr fixed mtg
2.74% 2.71%
5/1 ARM
2.54% 2.57%
30 yr fixed mtg refi
3.58% 3.50%
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