2011 Closing Costs Survey
mortgage
Kentucky closing costs

2011 Closing Costs Survey » United States » Kentucky Closing Costs

Loan amount: $200,000
Kentucky closing costs
Overview
Average origination fees charged by lender$1,525
Average title and third-party fees$2,102
Average total fees$3,627

Itemized fee averages
The fees itemized below, when added up, will not equal the averages listed above. Here's why: Each bank charges some of the fees listed below, but not all of them. The list below gives the average for each fee if charged by the bank, but each bank will charge only some, not all, of these fees.

Origination fees charged by the lender
Points$587
Application$245
Commitment fee$615
Document preparation$73
Broker, originator or lender$1,040
Processing$495
Tax service$72
Underwriting$113
Wire transfer$25
Third-party fees
Appraisal$389
Attorney, closing or settlement$428
Credit report$11
Flood certification$10
Employment verification$15
Inspections (pest, etc.)$125
Postage/courier$55
Survey$450
Title search and title insurance$1,395

Select a state:

Bankrate.com surveyed up to 10 lenders in each state in June 2011 and obtained online good faith estimates for a $200,000 mortgage to buy a single-family home with a 20 percent down payment. Costs include fees charged by lenders, as well as third-party fees for services such as appraisals and title insurance. The survey excludes taxes, property insurance, association fees, interest and other prepaid items.

« Back to the 2011 Closing Costs Survey results page.

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