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Wells Fargo Rewards Card

Credit Cards » Credit Card Rewards Survey » Wells Fargo Rewards Card

Bankrate's 2013 Credit Card Cash-Back Rewards Survey included the Wells Fargo Rewards Card. With the Wells Fargo Rewards Card, cash rewards may be redeemed in $5 increments through a statement credit or paper check.

Wells Fargo Rewards Card

Annual fee$0
Intro bonusEarn triple rewards points for every $1 spent in gas, grocery and drugstore net purchases for six months.
Reward formulaEarn 1 rewards point for each $1 spent on all other net purchases.
Cash-back ratio*0.77%
Expiration period on rewardsPoints will expire on the 60th monthly billing statement beginning with the first billing statement in which the points were eligible for redemption. Points are redeemed on a first-in, first-out basis.
Intro purchase APR0%
Intro purchase APR length12 months
APR12.15%-25.99%
Notes:
  • Triple rewards points (1 base point plus 2 bonus points) are earned for every $1 spent in net purchases (purchases minus returns/credits) made on the credit card account, rounded to the nearest whole dollar, during the first six billing periods from the date the account is opened.
  • Annual point cap maximums: Cardholders may earn a maximum of 120,000 points per calendar year.
  • Cash rewards may be redeemed (in $5 increments) through a statement credit or paper check: $5 = 650 points; $10 = 1,300 points; $25 = 3,250 points; $50 = 6,500 points, $100 = 13,000 points and so on.

*The cash-back ratio lists the rate or rate of returns offered on transactions.

Bankrate.com examined 54 cash-back cards from 21 of the largest issuers. The survey was conducted April 8-18, 2013. Rewards are subject to change. Check with the institution for the latest information.

 

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