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Wells Fargo Rewards Card

Credit Cards » Credit Card Rewards Survey » Wells Fargo Rewards Card

Bankrate's 2013 Credit Card Cash-Back Rewards Survey included the Wells Fargo Rewards Card. With the Wells Fargo Rewards Card, cash rewards may be redeemed in $5 increments through a statement credit or paper check.

Wells Fargo Rewards Card

Annual fee$0
Intro bonusEarn triple rewards points for every $1 spent in gas, grocery and drugstore net purchases for six months.
Reward formulaEarn 1 rewards point for each $1 spent on all other net purchases.
Cash-back ratio*0.77%
Expiration period on rewardsPoints will expire on the 60th monthly billing statement beginning with the first billing statement in which the points were eligible for redemption. Points are redeemed on a first-in, first-out basis.
Intro purchase APR0%
Intro purchase APR length12 months
  • Triple rewards points (1 base point plus 2 bonus points) are earned for every $1 spent in net purchases (purchases minus returns/credits) made on the credit card account, rounded to the nearest whole dollar, during the first six billing periods from the date the account is opened.
  • Annual point cap maximums: Cardholders may earn a maximum of 120,000 points per calendar year.
  • Cash rewards may be redeemed (in $5 increments) through a statement credit or paper check: $5 = 650 points; $10 = 1,300 points; $25 = 3,250 points; $50 = 6,500 points, $100 = 13,000 points and so on.

*The cash-back ratio lists the rate or rate of returns offered on transactions. examined 54 cash-back cards from 21 of the largest issuers. The survey was conducted April 8-18, 2013. Rewards are subject to change. Check with the institution for the latest information.



Editorial Disclaimer: The editorial content is not provided or commissioned by the credit card issuers. Opinions expressed here are author’s alone, not those of the credit card issuers, and have not been reviewed, approved or otherwise endorsed by the credit card issuers.

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