Best rewards credit cards of February 2025
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- Capital One Savor Cash Rewards Credit Card: Best for entertainment
- Capital One Venture Rewards Credit Card: Best for travel bonus
- Blue Cash Preferred® Card from American Express: Best for groceries
- Wells Fargo Active Cash® Card: Best for flat-rate cash rewards
- Citi Strata Premier℠ Card: Best for hotel bookings
- Chase Sapphire Preferred® Card: Best starter travel card
- The Platinum Card® from American Express: Best for luxury travel
- American Express® Gold Card: Best for foodies
- Capital One Venture X Rewards Credit Card: Best for affordable travel perks
- Discover it® Cash Back: Best for category variety
- Prime Visa: Best for online shopping
- Bilt Mastercard®: Best for paying rent
- Capital One VentureOne Rewards Credit Card: Best no-annual-fee travel card
- Wells Fargo Autograph℠ Card: Best for commuters
- Citi Custom Cash® Card: Best for gas
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Showing 15 results
Best for entertainment
Intro offer
Earn $200 Cash Back
Rewards rate
1% - 8%
Annual fee
$0
Regular APR
19.24% - 29.24% (Variable)
Why you'll like this: Its boosted cash back rate in popular spending categories makes it a great standalone option.
Best for travel bonus
Intro offer
Earn 75,000 miles
Rewards rate
2 Miles - 5 Miles
Annual fee
$95
Regular APR
19.99% - 29.24% (Variable)
Why you'll like this: It boasts solid short- and long-term value with its flat rewards rate and new welcome offer, which offers a terrific return on spend.
Best for groceries
on American Express's secure site
See Rates & Fees, Terms ApplyIntro offer
Earn $250
Rewards rate
1% - 6%
Annual fee
$0 intro annual fee for the first year, then $95.
APR
18.24%-29.24% Variable
Why you'll like this: It boasts the highest cash back rate available at U.S. supermarkets.
Intro offer
$200 cash rewards
Rewards rate
2%
Annual fee
$0
Regular APR
19.24%, 24.24%, or 29.24% Variable APR
Intro offer
75,000 bonus points
Rewards rate
1X - 10X
Annual fee
$95
Regular APR
20.24% - 28.24% (Variable)
Why you'll like this: It has a valuable welcome offer and an annual hotel credit that can easily offset its annual fee.
Best for point value
Intro offer
60,000 bonus points
Rewards rate
1x - 5x
Annual fee
$95
Regular APR
20.49% - 27.49% Variable
Why you'll like this: It boasts terrific rewards value with its annual bonus points, practical bonus categories, high-value points and redemption flexibility.
Best for luxury travel
on American Express's secure site
See Rates & Fees, Terms ApplyIntro offer
Earn 80,000 points
Rewards rate
5X - 5X
Annual fee
$695
APR
See Pay Over Time APR
Why you'll like this: It’s perfect for luxury-minded travelers who spare no expense when booking airfare or hotels and want the most with every experience.
Best for food and travel
on American Express's secure site
See Rates & Fees, Terms ApplyIntro offer
60,000 points
Rewards rate
1X - 4X
Annual fee
$325
APR
See Pay Over Time APR
Why you'll like this: Along with its terrific perks for foodies, it offers valuable rewards on everyday spending.
Best for affordable travel perks
Intro offer
Earn 75,000 miles
Rewards rate
2 Miles - 10 Miles
Annual fee
$395
Regular APR
19.99% - 29.24% (Variable)
Why you'll like this: You’ll get access to a handful of the most useful and valuable travel perks out there without breaking the bank.
Intro offer
Cashback Match
Rewards rate
1% - 5%
Annual fee
$0
Regular APR
18.24% - 27.24% Variable APR
Why you'll like this: It offers the best rewards rate you can get in several popular categories over the course of the year.
Intro offer
Get a $100 Amazon Gift Card
Rewards rate
1% - 10%
Annual fee
$0
Regular APR
19.49% - 28.24% Variable
Why you'll like this: It boasts a terrific rewards rate on Amazon purchases, which can cover a slew of household items, entertainment, gifts, food and more.
Intro offer
N/A
Rewards rate
1X Points - 3X Points
Annual fee
$0
Regular APR
See Terms
Best no-annual-fee travel card
Intro offer
Earn 20,000 miles
Rewards rate
1.25 Miles - 5 Miles
Annual fee
$0
Regular APR
19.24% - 29.24% (Variable)
Why you'll like this: Earning travel rewards is simple and low risk thanks to its solid flat rewards rate and $0 annual fee.
Intro offer
20,000 bonus points
Rewards rate
1X - 3X
Annual fee
$0
Regular APR
19.24%, 24.24%, or 29.24% Variable APR
Intro offer
$200
Rewards rate
1% - 5%
Annual fee
$0
Regular APR
18.24% - 28.24% (Variable)
Why you'll like this: It offers a top cash back rate in several everyday categories and is flexible enough to fit with nearly any rewards strategy.
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Compare Bankrate’s top rewards credit cards
Our picks for | Rewards highlights | ||
---|---|---|---|
Entertainment + Best overall |
| $0 | |
Travel bonus |
| $95 | |
Groceries |
| $0 intro annual fee for the first year, then $95. | |
Flat-rate cash rewards |
| $0 | |
Hotel bookings |
| $95 |