Skip to Main Content

Best rewards credit cards of February 2025

Updated January 26, 2025

Advertiser Disclosure: The listings that appear on the website are from credit card companies from which Bankrate receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers. Here's an explanation for and how we rate our cards.

Filter by

Showing 15 results

Bankrate awards icon
2025 Bankrate Awards Winner

Best for entertainment

Capital One Savor Cash Rewards Credit Card

Cardholder rating

star iconstar iconstar iconstar iconstar icon
star iconstar iconstar iconstar iconstar icon
4.4

Bankrate score

star iconstar iconstar iconstar iconstar icon
star iconstar iconstar iconstar iconstar icon
5.0
Bankrate review
Recommended credit score:(670 - 850)
Apply nowLock

on Capital One's secure site

See Rates & Fees

Intro offer

Earn $200 Cash Back

Rewards rate

1% - 8%

Annual fee

$0

Regular APR

19.24% - 29.24% (Variable)

Why you'll like this: Its boosted cash back rate in popular spending categories makes it a great standalone option.

Best for travel bonus

Capital One Venture Rewards Credit Card

Cardholder rating

star iconstar iconstar iconstar iconstar icon
star iconstar iconstar iconstar iconstar icon
4.1

Bankrate score

star iconstar iconstar iconstar iconstar icon
star iconstar iconstar iconstar iconstar icon
4.9
Bankrate review
Recommended credit score:(670 - 850)
Apply nowLock

on Capital One's secure site

See Rates & Fees

Intro offer

Earn 75,000 miles

Rewards rate

2 Miles - 5 Miles

Annual fee

$95

Regular APR

19.99% - 29.24% (Variable)

Why you'll like this: It boasts solid short- and long-term value with its flat rewards rate and new welcome offer, which offers a terrific return on spend.

Bankrate awards icon
2025 Bankrate Awards Winner

Best for groceries

Blue Cash Preferred® Card from American Express

Cardholder rating

star iconstar iconstar iconstar iconstar icon
star iconstar iconstar iconstar iconstar icon
4.4

Bankrate score

star iconstar iconstar iconstar iconstar icon
star iconstar iconstar iconstar iconstar icon
4.4
Bankrate review
Recommended credit score:(670 - 850)
Apply nowLock

on American Express's secure site

See Rates & Fees, Terms Apply

Intro offer

Earn $250

Rewards rate

1% - 6%

Annual fee

$0 intro annual fee for the first year, then $95.

APR

18.24%-29.24% Variable

Why you'll like this: It boasts the highest cash back rate available at U.S. supermarkets.

Best for flat-rate cash rewards

Wells Fargo Active Cash® Card

Bankrate score

star iconstar iconstar iconstar iconstar icon
star iconstar iconstar iconstar iconstar icon
4.3
Bankrate review
Recommended credit score:(670 - 850)
Apply nowLock

on Wells Fargo's secure site

See Rates & Fees

Intro offer

$200 cash rewards

Rewards rate

2%

Annual fee

$0

Regular APR

19.24%, 24.24%, or 29.24% Variable APR

Best for hotel bookings

Citi Strata Premier℠ Card

Bankrate score

star iconstar iconstar iconstar iconstar icon
star iconstar iconstar iconstar iconstar icon
4.7
Bankrate review
Recommended credit score:(670 - 850)
Apply nowLock

on Citi's secure site

See Rates & Fees

Intro offer

75,000 bonus points

Rewards rate

1X - 10X

Annual fee

$95

Regular APR

20.24% - 28.24% (Variable)

Why you'll like this: It has a valuable welcome offer and an annual hotel credit that can easily offset its annual fee.

Best for point value

Chase Sapphire Preferred® Card

Cardholder rating

star iconstar iconstar iconstar iconstar icon
star iconstar iconstar iconstar iconstar icon
4.2

Bankrate score

star iconstar iconstar iconstar iconstar icon
star iconstar iconstar iconstar iconstar icon
4.8
Bankrate review
Recommended credit score:(670 - 850)
Apply nowLock

on Chase's secure site

Intro offer

60,000 bonus points

Rewards rate

1x - 5x

Annual fee

$95

Regular APR

20.49% - 27.49% Variable

Why you'll like this: It boasts terrific rewards value with its annual bonus points, practical bonus categories, high-value points and redemption flexibility.

Best for luxury travel

The Platinum Card® from American Express

Cardholder rating

star iconstar iconstar iconstar iconstar icon
star iconstar iconstar iconstar iconstar icon
4.4

Bankrate score

star iconstar iconstar iconstar iconstar icon
star iconstar iconstar iconstar iconstar icon
4.8
Bankrate review
Recommended credit score:(670 - 850)
Apply nowLock

on American Express's secure site

See Rates & Fees, Terms Apply

Intro offer

Earn 80,000 points

Rewards rate

5X - 5X

Annual fee

$695

APR

See Pay Over Time APR

Why you'll like this: It’s perfect for luxury-minded travelers who spare no expense when booking airfare or hotels and want the most with every experience.

Bankrate awards icon
2025 Bankrate Awards Winner

Best for food and travel

American Express® Gold Card

Cardholder rating

star iconstar iconstar iconstar iconstar icon
star iconstar iconstar iconstar iconstar icon
4.4

Bankrate score

star iconstar iconstar iconstar iconstar icon
star iconstar iconstar iconstar iconstar icon
4.9
Bankrate review
Recommended credit score:(670 - 850)
Apply nowLock

on American Express's secure site

See Rates & Fees, Terms Apply

Intro offer

60,000 points

Rewards rate

1X - 4X

Annual fee

$325

APR

See Pay Over Time APR

Why you'll like this: Along with its terrific perks for foodies, it offers valuable rewards on everyday spending.

Bankrate awards icon
2025 Bankrate Awards Winner

Best for affordable travel perks

Capital One Venture X Rewards Credit Card

Cardholder rating

star iconstar iconstar iconstar iconstar icon
star iconstar iconstar iconstar iconstar icon
4.5

Bankrate score

star iconstar iconstar iconstar iconstar icon
star iconstar iconstar iconstar iconstar icon
5.0
Bankrate review
Recommended credit score:(740 - 850)
Apply nowLock

on Capital One's secure site

See Rates & Fees

Intro offer

Earn 75,000 miles

Rewards rate

2 Miles - 10 Miles

Annual fee

$395

Regular APR

19.99% - 29.24% (Variable)

Why you'll like this: You’ll get access to a handful of the most useful and valuable travel perks out there without breaking the bank.

Best for category variety

Discover it® Cash Back

Cardholder rating

star iconstar iconstar iconstar iconstar icon
star iconstar iconstar iconstar iconstar icon
4.2

Bankrate score

star iconstar iconstar iconstar iconstar icon
star iconstar iconstar iconstar iconstar icon
4.4
Bankrate review
Recommended credit score:(670 - 850)
Apply nowLock

on Discover's secure site

See Rates & Fees

Intro offer

Cashback Match

Rewards rate

1% - 5%

Annual fee

$0

Regular APR

18.24% - 27.24% Variable APR

Why you'll like this: It offers the best rewards rate you can get in several popular categories over the course of the year.

Best for online shopping

Prime Visa

Bankrate score

star iconstar iconstar iconstar iconstar icon
star iconstar iconstar iconstar iconstar icon
4.1
Bankrate review
Recommended credit score:(670 - 850)
Apply nowLock

on Amazon's secure site

Intro offer

Get a $100 Amazon Gift Card

Rewards rate

1% - 10%

Annual fee

$0

Regular APR

19.49% - 28.24% Variable

Why you'll like this: It boasts a terrific rewards rate on Amazon purchases, which can cover a slew of household items, entertainment, gifts, food and more.

Bankrate awards icon
2025 Bankrate Awards Winner

Best for paying rent

Bilt Mastercard®

Cardholder rating

star iconstar iconstar iconstar iconstar icon
star iconstar iconstar iconstar iconstar icon
4.0

Bankrate score

star iconstar iconstar iconstar iconstar icon
star iconstar iconstar iconstar iconstar icon
4.0
Bankrate review
Recommended credit score:(670 - 850)
Apply nowLock

on Bilt's secure site

See Rates & Fees

Intro offer

N/A

Rewards rate

1X Points - 3X Points

Annual fee

$0

Regular APR

See Terms

Best no-annual-fee travel card

Capital One VentureOne Rewards Credit Card

Cardholder rating

star iconstar iconstar iconstar iconstar icon
star iconstar iconstar iconstar iconstar icon
4.3

Bankrate score

star iconstar iconstar iconstar iconstar icon
star iconstar iconstar iconstar iconstar icon
4.1
Bankrate review
Recommended credit score:(670 - 850)
Apply nowLock

on Capital One's secure site

See Rates & Fees

Intro offer

Earn 20,000 miles

Rewards rate

1.25 Miles - 5 Miles

Annual fee

$0

Regular APR

19.24% - 29.24% (Variable)

Why you'll like this: Earning travel rewards is simple and low risk thanks to its solid flat rewards rate and $0 annual fee.

Best for everyday travel

Wells Fargo Autograph℠ Card

Bankrate score

star iconstar iconstar iconstar iconstar icon
star iconstar iconstar iconstar iconstar icon
4.0
Bankrate review
Recommended credit score:(670 - 850)
Apply nowLock

on Wells Fargo's secure site

See Rates & Fees

Intro offer

20,000 bonus points

Rewards rate

1X - 3X

Annual fee

$0

Regular APR

19.24%, 24.24%, or 29.24% Variable APR

Best for gas

Citi Custom Cash® Card

Citi Custom Cash® Card

Bankrate score

star iconstar iconstar iconstar iconstar icon
star iconstar iconstar iconstar iconstar icon
4.4
Bankrate review
Recommended credit score:(670 - 850)

Intro offer

$200

Rewards rate

1% - 5%

Annual fee

$0

Regular APR

18.24% - 28.24% (Variable)

Why you'll like this: It offers a top cash back rate in several everyday categories and is flexible enough to fit with nearly any rewards strategy.

compare
Compare

Compare Bankrate’s top rewards credit cards

Our picks forRewards highlights
Entertainment + Best overall
  • 1% - 8%

$0
Travel bonus
  • 2 Miles - 5 Miles

  • Bankrate's rewards value: 1.7 cents per mile

$95
Groceries
  • 1% - 6%

$0 intro annual fee for the first year, then $95.
Flat-rate cash rewards
  • 2%

$0
Hotel bookings
  • 1X - 10X

  • Bankrate's rewards value: 1.6 cents per point

$95