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Closing cost averages comparison: North Carolina
A printable PDF version.


ItemNorth CarolinaU.S. average
Origination fees  
Loan amount$180,000$180,000
Points 0.400%0.485%
Points ($)$700$874
Administration fee$200$237
Application fee$280$284
Commitment fee$526$425
Document preparation$145$206
Funding fee$150$181
Mortgage broker, origination or lender fees$773$853
Processing$375$369
Tax service$68$69
Underwriting$348$303
Wire transfer $20$24

 

  
Title and closing fees  
Appraisal$314$327
Attorney, closing or settlement fee$459$426
Credit report $20$20
Flood certification$14$14
Pest, other inspection$107$62
Postage / courier$46$45
Survey$266$234
Title insurance $439$756
Title work: Title search, plat drawing, name search, endorsements$192$167
   
Total average fees $2,441$2,748
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NOTE: Not every lender charges for every item. The averages shown are for those that do charge for the item. This chart omits taxes and government fees such as documentary stamps, which can vary between cities and counties. It also omits escrow and prepaid items, which will vary by what day in the month and what month in the year you have your closing.
Source: Bankrate.com research by Karen Christie and Judy Dunn
Bankrate.com's corrections policy
-- Posted: Nov. 17, 2005
 
 
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NATIONAL OVERNIGHT AVERAGES
30 yr fixed mtg 4.22%
15 yr fixed mtg 3.32%
5/1 ARM 3.52%
Rates may include points
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