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Top 20 frugal $ense tips
Here are the 20 best tips culled from your entries in this month's Frugal $ense contest. Click on any of the links to read a tip and rate it. You may rate as many tips as you'd like, but please only once per tip. See rules.

The tip with the highest average at the end of the month earns the tipster $100!

Joan Miller, of Battle Creek, Michigan, won $100 for her cost-cutting tip, which was rated No. 1 by Bankrate readers last month. For more information on this tip and its author, read our interview with the Frugal $ense contest winner.
 

Winning tip:

Save on disposable mop supplies
"I love my name-brand ready-to-use mop. However, the supplies (pads and solution) are very expensive. Instead of purchasing the ready-to-use pads, I have made my own washable ones. I fold an old washcloth (or buy a package of inexpensive ones) in half, sew the perimeter and a few passes through the middle. (I then) sew five small pieces of Velcro in the corners and center of one edge, and there you have it. To cut back on solution, I wet and ring out the washcloth versions at the sink before attaching, then use the solution only for the actual cleaning part, rather than the initial startup. I have made enough pads to hold off washing them in the washing machine for several weeks while I accumulate other rags and rugs to wash with them."

Joan Miller, of Battle Creek, Michigan

Top 20 money-saving tips
TELEPHONE
 Get an unlisted phone number for free

ENTERTAINMENT
 Magazine subscriptions
 Free audiobooks online

AUTOS
 Save on car insurance

MISCELLANEOUS
 Cut grass and cut out the gym membership
 Protect your most valuable asset
 Carpool
 Clothing savings
 Recycle your trash collection charges

HOUSE
 Don't overuse personal care items
 Thrift stores rock!
 Clean green
 Big savings when remodeling

 
ENERGY
 Monitoring your kilowatt use daily

VACATION
 Couchsurfing


SAVINGS
 Ebay
 Laundry pays for college

GROCERIES
 Meat for cheap
 www.angelfoodministries.com
 

Enter the contest
Enter your money-saving tip now -- you could win $100! Submit your tip

More money-saving tips
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NATIONAL OVERNIGHT AVERAGES
30 yr fixed mtg 6.14%
48 month new car loan 6.51%
1 yr CD 3.69%
Rates may include points
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