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News Archive
Advice | Auto loans | Banking and the economy | Beating Bankruptcy Blog | Book review | Checking and ATMs | College financing | Credit cards | Credit Cards Adviser | Credit management | Credit repair | Credit reports and credit scores | Credit unions | Debt consolidation | Exclusive: 2008 CD study | Exclusive: 2008 Credit Card Study | Exclusive: 2009 CD study | Fame & Fortune | Frugal U | Home equity | Home improvement | Insurance | Investing | Money markets | Mortgage Matters Blog | Mortgages | Online banking | Personal finance | Plastic Rap Blog | Rate Trend Index | Real estate | Retirement Channel | Savings | Small business | Special reports | Taxes | Your Wealth Blog |

Advice
Should you buy Top Tier gas? -- Lower tier gas can hurt your engine over time. If your car's manual says to use Top Tier, heed it. Story
Roth IRA beats 401(k) in key ways -- A young worker may find a Roth IRA to be superior to a 401(k) when saving for retirement. Story
Electric cars get a boost -- The government has paid billions to Ford and Nissan, but tiny Tesla stands to benefit the most. Story
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Auto loans
Electric cars get a boost -- The government has paid billions to Ford and Nissan, but tiny Tesla stands to benefit the most. Story
Should you buy Top Tier gas? -- Lower tier gas can hurt your engine over time. If your car's manual says to use Top Tier, heed it. Story
Interest Rate Roundup -- Here are the latest interest rates and commentary on five common consumer banking products from Bankrate.com's weekly national survey of large banks and thrifts. Story
-- More Auto loans news
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Banking and the economy
Interest Rate Roundup -- Here are the latest interest rates and commentary on five common consumer banking products from Bankrate.com's weekly national survey of large banks and thrifts. Story
Interest Rate Roundup -- Here are the latest interest rates and commentary on five common consumer banking products from Bankrate.com's weekly national survey of large banks and thrifts. Story
What can the Fed do about mortgage rates? -- Will the Fed continue to target long-term interest rates at this week's upcoming meeting? Story
-- More Banking and the economy news
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Beating Bankruptcy Blog
Consumer bankruptcy filings surge in 2007 -- The number of Americans filing for bankruptcy is on the rise, and is unlikely to stop soon. Story
Is reducing your debt taking a backseat to reducing your weight? -- Miss a payment? You're not alone. Try these tips for the future. Story
Your debt resolutions -- Welcome to a new year when you will finally reduce your money troubles and handle that debt. Story
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Book review
Are you spending smart? -- Bankrate reviews the book "Living Rich by Spending Smart," that examines how everyday spending choices can sink your budget. Story
Surviving mob mentality in finance -- Bankrate reviews the book "Mobs, Messiahs, and Markets," by William Bonner and Lila Rajiva, which examines what the authors allege is the mass hysteria that overcomes investors in the stock market. Story
Could you retire in a weekend? -- In the book "Retire in a Weekend," by Bill Losey, baby boomers are encouraged to make work optional by following their passion. Story
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Checking and ATMs
FDIC change won't crash bank accounts -- If and when FDIC insurance limits are reduced, it won't crash banks or wreck depositor accounts. Story
Best ways to get cash outside the U.S. -- Traveling abroad? Find the most cost-effective way to get cash before you go. Story
Is mobile banking safe? -- Banking by cell phone is gaining popularity. Here's what you need to know to be secure. Story
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College financing
Parent, not the child, controls 529 plan -- A savings plan may be for your college education, but the parent decides what goes in and comes out. Story
Colleges offer free online materials -- Many colleges and universities offer free online undergraduate and graduate-level course materials. Story
Peer-to-peer sites offer college loans -- Four peer-to-peer lending sites offer loans for students and parents seeking college funding. Story
-- More College financing news
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Credit cards
15 ways to protect your money on vacation -- Don't let a thief ruin your vacation. Follow these tips to keep your money secure. Story
Interest Rate Roundup -- Here are the latest interest rates and commentary on five common consumer banking products from Bankrate.com's weekly national survey of large banks and thrifts. Story
2009 Credit Card Study results -- Bankrate surveyed 20 cards from the top issuers to see whose cards are the best deal. Story
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Credit Cards Adviser
How does zero card balance impact score? -- A tiny reported balance on your credit card may help your credit score. Story
Opting out doesn't guarantee rate -- Credit card issuers can raise rates at any time for any reason, despite opt-out. Story
When is the best time to pay credit card? -- To improve your credit score, it helps to pay before the closing date of the statement. Story
-- More Credit Cards Adviser news
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Credit management
Pay credit card bill early and save -- Cardholders who carry a balance lose money every time they make a payment near the due date. Story
The dangers of debt consolidation -- Before you bundle your bills, check out the pros and cons of these consolidation options. Story
Select credit counselor carefully -- Credit counseling is just one option for dealing with debt. Do your homework before choosing this route. Story
-- More Credit management news
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Credit repair
Illness doesn't cancel out debt -- Decide how much you can pay once you're well and working again, and map out a payment plan with creditors. Story
Whose finances are whose? -- She's on disability, he makes six figures. And she's worried she'll be liable for debt he incurs. Story
Don't despair about the size of your debt -- You may feel hopeless, but a debt management plan will start you on the road to financial recovery. Story
-- More Credit repair news
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Credit reports and credit scores
4 steps to refinance -- Mortgages are nearing record low rates. See if you can refinance your mortgage. Story
Illness doesn't cancel out debt -- Decide how much you can pay once you're well and working again, and map out a payment plan with creditors. Story
Whose finances are whose? -- She's on disability, he makes six figures. And she's worried she'll be liable for debt he incurs. Story
-- More Credit reports and credit scores news
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Credit unions
Ignoring bank cutoff can be costly -- Bank cutoff times determine when a transaction is official, so know your institution's rules. Story
Credit unions help young adults save -- Credit unions can be a great choice for savers with little money and a thin credit history. Story
Video: Credit union branches expanding -- New credit union networks making joining one more convenient. Story
-- More Credit unions news
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Debt consolidation
The dangers of debt consolidation -- Before you bundle your bills, check out the pros and cons of these consolidation options. Story
15 signs you need debt-reduction help -- These 15 signals let you know you're drowning in debt and it's time to call in a financial fitness expert Story
Defend yourself against debt collectors -- Even if you owe a company money, you have rights -- and it pays to know what they are. Story
-- More Debt consolidation news
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Exclusive: 2008 CD study
Exclusive: 2008 CD study -- Can you get a better yield on a CD online or through a traditional bank? It depends on what you're looking for. Story
Detailed results of the 2008 CD study -- Check out the results of a survey of 10 banks that offer CDs online and through their branches. Story
-- More Exclusive: 2008 CD study news
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Exclusive: 2008 Credit Card Study
June 15 filing deadline for some -- Don't panic. This month's IRS due date only affects folks who must pay estimated taxes. But if you are required to submit a 1040ES, don't miss your payment or it could cost you more later. Story
No company can erase bad debt -- Be careful of false claims. A credit repair firm can only advise you on ways to improve your credit. Story
Managing the stress of debt -- While grappling to pay your bills, you may find the darkest side of debt is the mounting stress. Story
-- More Exclusive: 2008 Credit Card Study news
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Exclusive: 2009 CD study
No records for this selection
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Fame & Fortune
Fame & Fortune: Reba McEntire -- The "Queen of Country" is still singing and acting, but now she has a clothing and luggage line too. Story
Fame & Fortune: David Archuleta -- The 2008 "American Idol" runner-up talks about his first CD and the concert tour with other "Idols." Story
Fame & Fortune: Patti LuPone -- Broadway diva Patti LuPone talks about her CD of vintage cabaret recordings and her two Tony Awards. Story
-- More Fame & Fortune news
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Frugal U
Save on electricity with off-peak rates -- This month's Frugal Sense winner saves on electric costs by taking advantage of off-peak rates. Story
3 recession-busting gadgets -- In tough times, these three bare-bones gadgets can help stretch budgets. Story
7 ways to navigate a close-out sale -- You may think you're getting a deal, but often the close-out price is higher than at retail. Story
-- More Frugal U news
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Home equity
Interest Rate Roundup -- Here are the latest interest rates and commentary on five common consumer banking products from Bankrate.com's weekly national survey of large banks and thrifts. Story
Interest Rate Roundup -- Here are the latest interest rates and commentary on five common consumer banking products from Bankrate.com's weekly national survey of large banks and thrifts. Story
What moves interest rates? -- If the federal funds rate doesn't move the needle, find out what affects mortgage, home equity, auto loan, CD and credit card rates. Story
-- More Home equity news
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Home improvement
Utility firms help some pay bill -- Some needy customers stay cool in summer with financial assistance from Sun Belt utility firms. Story
Video: DIY or hire a pro? -- DIY saves money, but sometimes the job is more than you can handle. Here's how to tell when you need help. Story
Do math before remodeling -- The best source for home remodeling funds? It depends on the math and your repayment time frame. Story
-- More Home improvement news
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Insurance
Paying for assisted living -- Medicare doesn't cover the cost of long-term care, but there are several ways to help finance it. Story
Disability primer: obtaining full coverage -- Learn the ins and outs of filing for disability insurance before an accident happens. Story
Coping with out-of-pocket health care costs -- Payment options ease the burden of high health care costs that are charged directly to consumers. Story
-- More Insurance news
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Investing
Fame & Fortune: Reba McEntire -- The "Queen of Country" is still singing and acting, but now she has a clothing and luggage line too. Story
Time to take on risk for higher yields? -- It's tempting today to take on more investing risk for higher yield, but is it wise? Story
Building a portfolio -- It takes finesse, but anyone can create the perfect investment portfolio for their life stage and risk tolerance. Story
-- More Investing news
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Money markets
FDIC: Safety net for your savings -- Our special report explains how the FDIC protects deposits and what you need to know to keep your investments secure. Story
No-penalty CDs: Good deal or not? -- If you want the safe haven of a CD and access to your money, make sure to shop for the best yields. Story
Despite penalty, CD rivals money market -- Despite early withdrawal penalties, CDs can top money market accounts as a place to park short-term cash. Story
-- More Money markets news
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Mortgage Matters Blog
Jobs vanish; rates stay stuck -- The U.S. economy ditched a lot more jobs in June than observers had expected. Story
Rates dip; should you lock? -- The advice is to lock your mortgage rate on the dips, and yesterday, we had a dip. Story
Rates up a bit; more HVCC explanation -- Just because mortgage brokers don't like it, doesn't mean the HVCC is a good thing. Story
-- More Mortgage Matters Blog news
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Mortgages
4 steps to refinance -- Mortgages are nearing record low rates. See if you can refinance your mortgage. Story
Dirt-cheap loans on new homes -- Homebuilders are offering discounted interest rates to lure buyers back into the market. Story
Interest Rate Roundup -- Here are the latest interest rates and commentary on five common consumer banking products from Bankrate.com's weekly national survey of large banks and thrifts. Story
-- More Mortgages news
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Online banking
Is mobile banking safe? -- Banking by cell phone is gaining popularity. Here's what you need to know to be secure. Story
Phishing e-mails get more sophisticated -- While the actual volume of phishing attacks has gone down, the number of unique phishing attacks has gone up. Story
14 financial horror stories -- These crooks and scamsters can haunt your wallet any day of the year. Story
-- More Online banking news
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Personal finance
15 ways to protect your money on vacation -- Don't let a thief ruin your vacation. Follow these tips to keep your money secure. Story
Illness doesn't cancel out debt -- Decide how much you can pay once you're well and working again, and map out a payment plan with creditors. Story
5 scams spread like a virus in recession -- Thieves operate even in a downturn; here are a few tips to avoid fraud when you need money the most. Story
-- More Personal finance news
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Plastic Rap Blog
Chase raises fees and minimum payment due -- With the change, Chase will have the highest fees of any major credit card company. Story
Equifax offers debt management product -- Starting in early July, Equifax will roll out a new debt management product called Debt Wise. Story
Credit cards, Obama reform -- Yesterday President Barack Obama detailed his plan to overhaul financial regulation. Among his proposals was the creation of a new federal agency, a Consumer Financial Protection Agency, or CFPA, to regulate credit cards, mortgages and other financial products. Story
-- More Plastic Rap Blog news
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Rate Trend Index
Rate Trend Index -- Mortgages -- Each week, Bankrate.com surveys experts to gauge which way interest rates are headed on mortgages -- a vital tool if you're about to buy a home. Story
Rate Trend Index -- Mortgages -- Each week, Bankrate.com surveys experts to gauge which way interest rates are headed on mortgages -- a vital tool if you're about to buy a home. Story
Rate Trend Index -- Mortgages -- Each week, Bankrate.com surveys experts to gauge which way interest rates are headed on mortgages -- a vital tool if you're about to buy a home. Story
-- More Rate Trend Index news
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Real estate
4 steps to refinance -- Mortgages are nearing record low rates. See if you can refinance your mortgage. Story
Dirt-cheap loans on new homes -- Homebuilders are offering discounted interest rates to lure buyers back into the market. Story
Buying a home for your parents -- When shopping for mom and dad, weigh these options to decide if it's a second home or a rental. Story
-- More Real estate news
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Retirement Channel
Roth IRA beats 401(k) in key ways -- A young worker may find a Roth IRA to be superior to a 401(k) when saving for retirement. Story
Lottery rules impact estate planning -- It's important to know the rules surrounding lottery winnings when crafting an estate plan. Story
2 mortgages haunt retirement home dream -- Homeowners dream of a new retirement home but fear the nightmare of holding two mortgages. Story
-- More Retirement Channel news
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Savings
Interest Rate Roundup -- Here are the latest interest rates and commentary on five common consumer banking products from Bankrate.com's weekly national survey of large banks and thrifts. Story
Money camp gives kids itch to get rich -- Humor columnist Jay MacDonald finds a camp offering an itch more lasting than a case of poison ivy. Story
Time to take on risk for higher yields? -- It's tempting today to take on more investing risk for higher yield, but is it wise? Story
-- More Savings news
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Small business
Starting a business in a recession -- There are advantages to launching a startup in down times. Follow these tips to make it successful. Story
Boost your career through volunteering -- If you're out of work, volunteering can help you develop the contacts and skills to land a new job. Story
The pros and cons of forgoing a salary -- The recession is causing many small business owners to stop paying themselves. Is it a smart move? Story
-- More Small business news
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Special reports
Getting your 1040 to Uncle Sam -- Your taxes are done. Now you just have to make sure they get to the IRS safely and on time. Story
6 tips for savvy holiday shipping -- Here's how to determine what shipping options will get your gifts to their destination safely, on time and without busting your budget. Story
7 best holiday budget busters -- Retailers are pulling out all the stops to get you to overspend this holiday season. Here are seven surefire ways to make it easy for them. Story
-- More Special reports news
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Taxes
Lottery rules impact estate planning -- It's important to know the rules surrounding lottery winnings when crafting an estate plan. Story
Retirement account withdrawal -- Whether you withdraw from an IRA or 401(k), the tax implications are usually the same. Story
Deciphering tax treaties -- The details of a tax treaty involving the U.S. and the Czech Republic are best left to an expert. Story
-- More Taxes news
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Your Wealth Blog
Philanthropy at risk -- Charitable contributions are down, and it's the first decline in giving in more than 20 years, and only the second drop in 50 years. Story
Wealth gone bad -- Ill-gotten wealth builds a prison even for those who have not been found guilty. Story
Estates, encrypted -- What happens if you die and your computer passwords, and all your financial information, go to your grave with you? Story
-- More Your Wealth Blog news
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