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BANKRATE.COM
News, tips and advice to compare mortgage rates, home equity loans, CDs, car loans, credit cards and money market accounts
INVESTING
What to do in a world
where any bank can close
In a post-IndyMac financial landscape, you need to know that your money is safe and what to do if your bank fails.
More top stories
10 ways to cut health care costs
It's risky to refinance to an ARM
Income too high for deductible IRA?
Mortgage
Home Equity
Auto
CDs & Investments
To compare local rates enter ZIP code:
NATIONAL OVERNIGHT AVERAGES
TODAY
+/-
LAST WEEK
30 yr fixed mtg
6.50%
6.14%
15 yr fixed mtg
6.02%
5.61%
5/1 ARM
5.92%
5.57%
30 yr fixed jumbo mtg
7.48%
7.16%
5/1 jumbo ARM
6.34%
6.21%
About this index
Rates may include points
To compare local rates enter ZIP code:
NATIONAL OVERNIGHT AVERAGES
TODAY
+/-
LAST WEEK
$30K HELOC
4.71%
4.70%
$50K HELOC
3.70%
3.73%
$30K Home Equity Loan
7.79%
7.77%
$50K Home Equity Loan
7.62%
7.61%
$75K Home Equity Loan
7.61%
7.59%
About this index
Rates may include points
To compare local rates enter ZIP code:
NATIONAL OVERNIGHT AVERAGES
TODAY
+/-
LAST WEEK
36 month new car loan
6.82%
6.81%
48 month new car loan
6.86%
6.85%
60 month new car loan
6.51%
6.50%
72 month new car loan
6.32%
6.32%
36 month used car loan
7.16%
7.15%
Rates may include points
Select a product to compare rates:
1-year CD
6-month CD
3-month CD
5-year CD
1-year jumbo CD
Money Market Account
Jumbo MMA
NATIONAL OVERNIGHT AVERAGES
TODAY
+/-
LAST WEEK
6 month CD
3.07%
3.03%
1 yr CD
3.47%
3.45%
5 yr CD
4.04%
3.99%
1 yr IRA CD
3.17%
3.17%
5 yr IRA CD
3.78%
3.78%
About this index
Rates may include points
COMPARE RATES
Compare rates from
mortgages
,
home equity
,
auto loans
,
CDs,
MMA High Yields
and more.
Select a product:
Mortgages
Home Equity
CDs & Investments
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100 Highest MMAs
100 Highest CD Yields
Checking & Savings
College Finance
Insurance
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Credit Unions
SPECIALS
Special section:
FDIC: Savings safety net
Keeping accounts covered
What happens if bank fails?
Maxing out coverage
More Exclusives, Specials
-----------------
Bankrate's money guides
2008 Cash-back Credit Card Rewards Study
2008 Cash Sweeps Study
2008 CD Study
2007 Courtesy Overdraft Study
2007 Gift Card Study
2007 Closing Costs Study
Fall 2007 Debit Card Study
2007 Checking Study
CD Early Withdrawal Penalties Survey
2006 Gift Card Study
2007 Spring Check Card Study
Passbook/Savings Study
-----------------
FDIC: Safety net for savings
8 money moves for 2008
Fighting foreclosure
Giving the gift of charity
Guide to ARM resets
Candidates' money views
Saving for the holidays
Save on school shopping
Subprime industry meltdown
Cutting wedding costs
BASICS
Featured:
Credit Card Basics
Checking credit reports
What is a credit score?
Bad credit? What to do
More financial Basics
Auto loans
Checking
Credit cards
Debt management
Insurance
CDs and investing
Home equity
Mortgages
Retirement
College financing
Taxes
BLOGS / EXPERTS
Featured:
Taxes: Eye on the IRS
Summer camp tax credit?
Mortgage Matters
Rates rise rapidly
Plastic Rap
Good credit can save money
More Blogs, Experts
-----------------
Q&A experts
-----------------
College Money Guru
Driving for Dollars
Real Estate Adviser
Ask Dr. Don
Bankruptcy Adviser
Tax Talk
Boomer Bucks
The Debt Adviser
Retire: Guest columnists
-----------------
Blogs
-----------------
Plastic Rap
Mortgage Matters
Fed Outlook
Taxes: Eye on the IRS
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GUIDES
Insurance Guide
Strange insurance policies
Which claims cost you?
When to terminate term
Debt Management
Good credit saves cash
Escaping debt treadmill
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CALCULATORS
Refinance calculator
Can a new mortgage help?
Mortgage resetting?
Calculate your payment.
Certificates of deposit
Earnings to the penny
FICO score estimator
The range of all three scores
Mortgage payment
Amortization & payment
More calculators
»
SPOTLIGHT
TIP OF THE DAY
Beating hard times
Get away from it all without blowing all of your dough. Here are 10 tips for savvy travel spending.
More
»
In the news:
How will students get aid?
Raising money-smart kids
Debt collector won't let up
Hot topics:
Sound investing for seniors
Frugal $ense contest
Protecting more than $100K
Safe & Sound bank ratings
Postdate mortgage check?
SPECIAL SERIES
Financial Literacy
Part 15:
Retirement
How to wreck retirement
Outsmarting inflation
Ramsey on seniors, debt
Savings for millennials
Retiring comfortably
Budgeting
Credit cards
Mortgages
Retirement
Home equity
Credit scores
Emergency fund
Insurance
College financing
Financial tuneup
Estate planning
Taxes made easy
Debt management
Identity theft
Overview
RATE ANALYSIS
Expert rate commentary:
Mortgage rate analysis
Interest Rate Roundup
Rate Trend Index
Track interest rates:
Graph rate trends
Federal Reserve coverage
Your Best Interest Report
COFI, LIBOR, prime rate
EDITORS' PICKS
What happens if bank fails?
Insuring $1 million in CDs
About the closing process
Your Best Interest Report
100 highest CD yields
Search local mortgage rates
Difficult ditching a gas hog
How safe is your bank?
SAVE YOUR HOME
Struggling to pay your mortgage? Read this.
Where to get help
How to contact lender
Here's who to call
Documents you'll need
Report your lender
NEWS THIS WEEK
Is help on the horizon for rising college costs?
The credit crunch has caused student loans to dwindle while college costs continue to soar. But things may be looking up.
Congratulations! You're retired. Now what?
Saving for retirement is easy compared to converting your savings to an income that lasts for your lifetime.
Home sellers singing 'buyer's market blues'
This may have been dubbed a "buyer's market," but many home sellers are wondering where the buyers have gone.
Brokered CDs: What happens if bank fails?
Some CDs are sold through brokerages. Will the holders of those CDs get their money back if the issuing bank fails?
New Fed rules tighten mortgage practices
The government's new rules ban stated-income loans and aim to stem the red tide of bad subprime mortgage loans.
More personal finance news
»
Get alerted to upcoming features:
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money guides
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tax tips
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personal finance
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financial literacy
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