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Whether you are purchasing a new home or refinancing, we provide the ability to check local mortgage rates in Watertown with our easy rates search function. It offers real-time, accurate data on mortgage rates throughout New York and the country.

Rates are subject to fluctuation during the day and week. Use our site to find accurate and current information on mortgage rates in Watertown, NY, today.

Mortgage rates in Watertown, New York

Here are the mortgage rates as of 10 a.m. Thursday in Watertown, NY. The 30-year fixed mortgage rates vary from 4.25 percent to 4.78 percent.

Lender APR Rate
Watertown Savings Bank 4.27% 4.25%
Citibank 4.35% 4.25%
Key Bank 4.27% 4.23%
PenFed 4.25% 4.25%
Community Bank 4.78% 4.75%

Use our mortgage calculator to find out what your mortgage payment could be.