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Mortgage Modification
Do you want to be honest with your lender? No? Then maybe you can get a loan mod on a rental.
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Recent Mortgage Modification Stories

Mortgage modification or bust

Mortgage modifications are laden with limits. If you don't qualify, try one of these options.

Take an unsolicited loan mod?

The lender offers a mortgage modification that you didn't request. Should you accept it?

Shrink bill with mortgage recast

Reduce payments by shrinking the mortgage balance with a lump sum, then recasting the loan.

Loan mod test is now clearer

Denied a HAMP loan modification? Now the mortgage lender must reveal data it used.

Writing a mortgage hardship letter

A key part of securing a mortgage modification is a hardship letter. Here's how to write one.

Contacting mortgage servicers

Who should you call when you're behind on your mortgage?

Get a loan mod, or walk away?

How do you choose between a loan modification and walking away? Consider these points.

5 steps to a loan modification

A loan workout can be the last, best hope of avoiding foreclosure. But you need a good plan.

Loan modification hurts credit

A mortgage loan modification can prevent foreclosure but inevitably will damage your credit.

Home loan modification tips

Getting a mortgage loan modification takes work. Experts suggest tips that can lead to success.

Video: Homebuyer tax credit

Get the details on the homebuyer tax credit.

New rules could slash mortgage

The rules for a mortgage modification have changed. Do you qualify for a lower house payment?

Video: Homebuyer tax credit

How can you benefit from the homebuyer tax credit?

Forbearance beats foreclosure

If you don't qualify for mortgage modification, forbearance is a good defense against foreclosure.

Mortgage audit won't rescue loan

An audit may find the lender to be at fault, but not necessarily amenable to a loan modification.

New modification rules coming

Need a home loan modification? In June, homeowners must provide financial documents upfront.

4 options to foreclosure

If the dreaded "f-word" -- foreclosure -- has disrupted your life, here are four choices you should explore.

Secret NPV hurts modifications

Lenders use NPV to decide if a homeowner can modify loan -- but don't reveal the calculation method.

Seller gets loan modification

The buyer can try to recoup costs in his attempted home purchase, but may have to file a lawsuit.

Can pro help loan modification?

Professional help with mortgage lenders might be a good investment -- or a waste of money.
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3.67% 3.62%
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2.80% 2.76%
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