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Mortgage Modification
A loan modification once you've filed for bankruptcy can be a very risky decision.
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Recent Mortgage Modification Stories

Take an unsolicited loan mod?

The lender offers a mortgage modification that you didn't request. Should you accept it?

Shrink bill with mortgage recast

Reduce payments by shrinking the mortgage balance with a lump sum, then recasting the loan.

Loan mod test is now clearer

Denied a HAMP loan modification? Now the mortgage lender must reveal data it used.

Writing a mortgage hardship letter

A key part of securing a mortgage modification is a hardship letter. Here's how to write one.

Contacting mortgage servicers

Who should you call when you're behind on your mortgage?

Get a loan mod, or walk away?

How do you choose between a loan modification and walking away? Consider these points.

5 steps to a loan modification

A loan workout can be the last, best hope of avoiding foreclosure. But you need a good plan.

Loan modification hurts credit

A mortgage loan modification can prevent foreclosure but inevitably will damage your credit.

Home loan modification tips

Getting a mortgage loan modification takes work. Experts suggest tips that can lead to success.

Video: Homebuyer tax credit

Get the details on the homebuyer tax credit.

New rules could slash mortgage

The rules for a mortgage modification have changed. Do you qualify for a lower house payment?

Video: Homebuyer tax credit

How can you benefit from the homebuyer tax credit?

Forbearance beats foreclosure

If you don't qualify for mortgage modification, forbearance is a good defense against foreclosure.

Mortgage audit won't rescue loan

An audit may find the lender to be at fault, but not necessarily amenable to a loan modification.

New modification rules coming

Need a home loan modification? In June, homeowners must provide financial documents upfront.

4 options to foreclosure

If the dreaded "f-word" -- foreclosure -- has disrupted your life, here are four choices you should explore.

Secret NPV hurts modifications

Lenders use NPV to decide if a homeowner can modify loan -- but don't reveal the calculation method.

Seller gets loan modification

The buyer can try to recoup costs in his attempted home purchase, but may have to file a lawsuit.

Can pro help loan modification?

Professional help with mortgage lenders might be a good investment -- or a waste of money.

Fix mortgage, then pay card debt

Once you've gotten a mortgage modification, decide the best way to pay down debt -- your way.
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Product Rate +/- Last week
30 yr fixed mtg
3.77% 3.60%
15 yr fixed mtg
2.88% 2.74%
5/1 ARM
2.66% 2.54%
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48 month used car loan
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