Mortgage Modification
Professional help with mortgage lenders might be a good investment -- or a waste of money.
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Recent Mortgage Modification Stories

Keeping home in bankruptcy

If you can't make payments, here's how you might avoid foreclosure and restore your credit sooner.

Check credit before a refi

There are refinancing programs to fix your mortgage. But you'll still need a clean credit report.

Mortgage delinquencies hit high

Driven by job loss, two out of 15 mortgages were past due or in foreclosure in the second quarter.

No more tricks & traps pricing

Consumer advocate Elizabeth Warren explains how stronger rules will protect mortgage consumers.

Debt forgiveness for homeowners?

Researchers say debt forgiveness is the only way to fix the housing crisis. But will it?

Refinancing? Know the details

The Home Affordable Refinance program is filled with tiny details that could derail potential deals.

Loan modification trial period

We answer 10 questions about how the required Home Affordable Modification trial period works.

40-year mortgage: a joke?

Borrowers may like lower payments, but a mortgage that lasts four decades isn't always best.

Avoiding mortgage-fix scams

Scammers use phony mortgage modifications to prey on homeowners. Here are four ways to foil scams.

Help for second-home owners

A problem for many with too much debt is how to pay the mortgage on a second home.

Points OK on longtime mortgage

The longer an owner plans to stay in a mortgage, the more sense it makes to pay discount points.

Obama loan modification rules

Find out if you qualify for the federal government's new program to reduce mortgage payments.

Bailout help for homeowners

Besides helping would-be buyers, there are several government plans designed to help homeowners.

Facing foreclosure: Now what?

With the bank foreclosing, you have more options than you think. Don't just give up.

Mortgage modification scams

Here are the red flags to look for when applying for a loan modification.

Mortgage fixes hurt credit

Mortgage solutions such as foreclosures and short sales can significantly damage a credit score.

Can borrower get loan recast?

Delinquent borrowers are not the only homeowners eligible for a recast of their mortgage.

Chaos in homeowner help plan

Homeowners say the government, lenders and servicers, and Fannie and Freddie are to blame.

Costs could sink refinance

The costs associated with buying down a loan may put the brakes on a mortgage refinance.

Fighting foreclosure

Rising mortgage payments have forced many homeowners to confront a harsh and unpleasant truth: foreclosure.
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