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Mortgage Modification
Mortgage modifications are laden with limits. If you don't qualify, try one of these options.
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Recent Mortgage Modification Stories

Writing a mortgage hardship letter

A key part of securing a mortgage modification is a hardship letter. Here's how to write one.

Contacting mortgage servicers

Who should you call when you're behind on your mortgage?

Get a loan mod, or walk away?

How do you choose between a loan modification and walking away? Consider these points.

5 steps to a loan modification

A loan workout can be the last, best hope of avoiding foreclosure. But you need a good plan.

Loan modification hurts credit

A mortgage loan modification can prevent foreclosure but inevitably will damage your credit.

Home loan modification tips

Getting a mortgage loan modification takes work. Experts suggest tips that can lead to success.

Video: Homebuyer tax credit

Get the details on the homebuyer tax credit.

New rules could slash mortgage

The rules for a mortgage modification have changed. Do you qualify for a lower house payment?

Video: Homebuyer tax credit

How can you benefit from the homebuyer tax credit?

Forbearance beats foreclosure

If you don't qualify for mortgage modification, forbearance is a good defense against foreclosure.

Mortgage audit won't rescue loan

An audit may find the lender to be at fault, but not necessarily amenable to a loan modification.

New modification rules coming

Need a home loan modification? In June, homeowners must provide financial documents upfront.

4 options to foreclosure

If the dreaded "f-word" -- foreclosure -- has disrupted your life, here are four choices you should explore.

Secret NPV hurts modifications

Lenders use NPV to decide if a homeowner can modify loan -- but don't reveal the calculation method.

Seller gets loan modification

The buyer can try to recoup costs in his attempted home purchase, but may have to file a lawsuit.

Can pro help loan modification?

Professional help with mortgage lenders might be a good investment -- or a waste of money.

Fix mortgage, then pay card debt

Once you've gotten a mortgage modification, decide the best way to pay down debt -- your way.

Modify loan before bankruptcy

Confirm mortgage modification in writing before you file for bankruptcy or the lender may void it.

Behind on mortgage again?

There are few options for someone in bankruptcy and who's already modified the mortgage once.

Keeping home in bankruptcy

If you can't make payments, here's how you might avoid foreclosure and restore your credit sooner.
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