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Credit Cards»Airline and Travel Credit Cards

Airline and Travel Credit Cards

What is an airline credit card?

Are you in the market for a card that offers perks every time you travel? If you're a frequent traveler, airline cards from our partners offer advantages tailored to you. Earn frequent flier miles, bonus miles, hotel rewards and additional travel perks for everyday purchases. Rewards can be redeemed for discounts on flights or free stays at hotels, saving you money whenever you're on the road.

Who should get one?

Airline and travel cards are typically offered to individuals with good to excellent credit. You may not qualify if your credit is subpar.

Individuals who travel frequently for business or pleasure may benefit greatly from a travel card. Travelers can rack up frequent flier miles, discounts on car rentals and hotels, and receive other incentives when traveling. These cards can also be a boon for those who travel overseas. Some cards offer no foreign transaction fees, a perk that can keep you from racking up extra charges every time you swipe your card abroad.

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What are some pros and cons of airline cards?

These cards offer the ability to earn miles for everyday purchases. Some even offer bonus miles and perks on hotel stays, saving you cash every time you're away from home. That's a plus. But many airline credit cards come with annual fees, and some are high enough that they can put a dent in the overall rewards you receive. This is especially true if you aren't spending enough in order to earn bonuses or don't pay off your balance each month, negating your rewards with interest payments.

Tips on airline cards

Keep an eye on the annual fee when comparing cards. Airline credit cards may come with annual fees of $95 or more. It's important to calculate if the benefits you'll receive on an annual basis outweigh the cost of using the card.

In addition, because these cards often charge a higher interest rate, it's best to stay away from carrying a balance. Otherwise, the interest you're charged could cancel out the rewards you earn.

Learn more about this type of card by browsing our list of the best travel credit card deals.

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  • Capital One® Venture® Rewards Credit Card
    or call
    866-781-9766
    • Enjoy a one-time bonus of 40,000 miles once you spend $3,000 on purchases within the first 3 months, equal to $400 in travel
    • Earn unlimited 2X miles per dollar on every purchase, every day
    • Fly any airline, stay at any hotel, anytime
    • Travel when you want—no blackout dates
    • Miles don't expire and there's no limit to how many you can earn
    • No foreign transaction fees
    • No annual fee for the first year; $59 after that
    • 100% free Capital One® Credit Tracker — see your monthly credit score anytime and get automatic alerts
  • Purchases Balance Transfer Regular APR Annual Fee Credit Needed
    N/A
    Intro APR
    N/A
    Intro APR Period
    N/A
    Intro APR
    N/A
    Intro APR Period
    12.9% - 22.9% (Variable)
    $0 intro for first year; $59 after that
    Excellent/Good
  • Capital One® VentureOne® Rewards Credit Card
    or call
    866-781-9766
    • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within the first 3 months, equal to $200 in travel
    • Earn unlimited 1.25 miles per dollar on every purchase, every day and pay no annual fee
    • Fly any airline, stay at any hotel, anytime
    • Enjoy a low intro APR on purchases until April 2016; 11.9%-21.9% variable APR after that
    • Travel when you want—no blackout dates
    • No foreign transaction fees
    • Miles don't expire and there's no limit to how many you can earn
    • 100% free Capital One® Credit Tracker—see your monthly credit score anytime and get automatic alerts
  • Purchases Balance Transfer Regular APR Annual Fee Credit Needed
    0%
    Intro APR
    until April 2016
    Intro APR Period
    N/A
    Intro APR
    N/A
    Intro APR Period
    11.9% - 21.9% (Variable)
    $0
    Excellent/Good
  • BankAmericard Travel Rewards® Credit Card
    or call
    877-915-7732
    • Earn 1.5 points per $1 on every purchase, every time with no annual fee and no foreign transaction fees†
    • Online exclusive 10,000 bonus points if you make at least $500 in purchases in the first 90 days - that can be $100 towards travel purchases
    • Book travel as you normally would and go online or call to redeem your points for a statement credit toward all or part of your travel purchases
    • Redeem points to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees with no blackout dates
    • No limit to the total number of points you can earn and points don't expire
    • Bank of America customers: Earn an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account
    • 0% Introductory APR for 12 billing cycles for purchases, then 14.99% - 22.99% Variable APR
  • Purchases Balance Transfer Regular APR Annual Fee Credit Needed
    0%*
    Intro APR
    12 billing cycles*
    Intro APR Period
    N/A*
    Intro APR
    N/A*
    Intro APR Period
    14.99% - 22.99% Variable* on purchases & balance transfers
    $0
    Excellent Credit
  • Chase Sapphire Preferred® Card
    • Earn 40,000 bonus points when you spend $4,000 on purchases in the first 3 months from account opening. That's $500 in travel when you redeem through Chase Ultimate Rewards®
    • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
    • 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases
    • No foreign transaction fees, plus chip-enabled for enhanced security and wider acceptance
    • 1:1 point transfer to leading frequent travel programs at full value — that means 1,000 Chase Ultimate Rewards points equal 1,000 partner miles/points
    • Premium Travel and Purchase Protection Benefits, including Trip Cancellation/Trip Interruption Insurance, Auto Rental Collision Damage Waiver, Purchase Protection and more
    • 24/7 direct access to dedicated customer service specialists
    • Introductory Annual Fee of $0 the first year, then $95
  • Purchases Balance Transfer Regular APR Annual Fee Credit Needed
    N/A
    Intro APR
    N/A
    Intro APR Period
    N/A
    Intro APR
    N/A
    Intro APR Period
    15.99% Variable
    Introductory Annual Fee of $0 the first year, then $95
    Excellent Credit
  • Discover it® Miles
    • No annual fee & unlimited 1.5x Miles on every dollar you spend on purchases.
    • Exclusive Double Miles Offer: At the end of your first year—when other Miles cards charge an annual fee—Discover doubles all the Miles you've earned.*
    • 100 Miles = $1 value. Redeem Miles in any amount toward travel purchases on your statement. Or get cash as a direct deposit to your bank account.*
    • Discover pays you back for your in-flight Wi-Fi fees—up to $30 a year—with an automatic statement credit.*
    • Free FICO® Credit Score on your monthly statements, on mobile app and online*.
    • 100% U.S. based service at your dedicated phone number—day and night.
    • Free overnight shipping of replacement cards to any U.S. street address at your request. And you're never responsible for unauthorized purchases on your Discover card.*
    • *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply Now." See complete Discover it® Miles details.
  • Purchases Balance Transfer Regular APR Annual Fee Credit Needed
    0%
    Intro APR
    12 months
    Intro APR Period
    10.99%
    Intro APR
    12 months
    Intro APR Period
    10.99% - 22.99% Variable*
    $0
    Excellent Credit
  • Gold Delta SkyMiles® Credit Card from American Express
    • Earn 30,000 bonus miles after you make $1,000 in purchases on your new Card within your first 3 months.
    • Earn a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.
    • Earn 2 miles on Delta purchases. 1 mile for each dollar you spend on other eligible purchases.
    • Check your first bag free on every Delta flight - that's a savings of up to $200 per round trip for a family of four.
    • Settle in sooner with Priority Boarding.
    • The annual fee will be $0 for your first year of Card Membership with an introductory offer, then $95.
    • Terms and Restrictions Apply.
  • Purchases Balance Transfer Regular APR Annual Fee Credit Needed
    None
    Intro APR
    None
    Intro APR Period
    None
    Intro APR
    None
    Intro APR Period
    15.24% - 19.24% Variable
    $0 intro annual fee for the first year, then $95
    Excellent Credit
  • American Express® Premier Rewards Gold Card
    or call
    877-915-6387
    • Earn 25,000 Membership Rewards® points after you use your new Card to make $2,000 in purchases in your first 3 months.
    • Earn Points Faster: 3X points for flights booked directly with airlines and 2X points at US gas stations & US supermarkets, 1X points on other purchases. Terms and limitations apply.
    • With the Membership Rewards® program, you can use points for rewards from over 500 leading brands in travel, gift cards, merchandise, or entertainment.
    • You can also transfer points to our selection of frequent traveler programs.
    • With The Hotel Collection, you can get up to a $75 hotel credit on qualifying charges any time you use your Card to book a stay of at least two consecutive nights.
    • $0 intro annual fee for the first year of Card Membership, then $175.
    • Terms and Restrictions Apply.
  • Purchases Balance Transfer Regular APR Annual Fee Credit Needed
    N/A
    Intro APR
    N/A
    Intro APR Period
    N/A
    Intro APR
    N/A
    Intro APR Period
    N/A
    Introductory annual fee of $0 for the first year, then $175
    Excellent Credit
  • The Platinum Card® from American Express
    or call
    888-851-4804
    • Earn 40,000 points after you spend $3,000 on purchases on your new Card in your first 3 months.
    • Up to a $200 Airline Fee Credit Annually.
    • To receive the statement credit, you need to select a qualifying airline.
    • There are no foreign transaction fees with purchases made on your Platinum Card.
    • Platinum Card Concierge is your personal resource to help secure a last minute restaurant reservation, or shop for a hard-to-find gift.
    • Terms & restrictions apply.
  • Purchases Balance Transfer Regular APR Annual Fee Credit Needed
    N/A
    Intro APR
    N/A
    Intro APR Period
    N/A
    Intro APR
    N/A
    Intro APR Period
    N/A
    $450
    Excellent Credit
  • Starwood Preferred Guest® Credit Card from American Express
    or call
    877-915-7068
    • Earn up to 25,000 bonus Starpoints®
    • Earn 10,000 Starpoints after your first purchase on the Card and an additional 15,000 Starpoints after you use your new Card to make $5,000 in purchases within the first 6 months.
    • Redeem Starpoints for free nights at over 1,100 hotels & resorts in nearly 100 countries and for free flights on over 150 airlines with SPG Flights - all with no blackout dates.
    • Some hotels may have mandatory service and resort charges.
    • Starpoints stay active as long as you continue to spend on your Card.
    • $0 introductory annual fee for the first year, then $65.
    • Terms and Restrictions apply.
  • Purchases Balance Transfer Regular APR Annual Fee Credit Needed
    None
    Intro APR
    None
    Intro APR Period
    None
    Intro APR
    None
    Intro APR Period
    15.24% - 19.24% variable
    $0 introductory annual fee for the first year, then $65
    Excellent Credit
  • British Airways Visa Signature® Card
    • You will get 50,000 bonus Avios after you make $2,000 in purchases within the first 3 months of account opening.
    • New: $0 Intro Annual Fee The First Year, Then $95.
    • Every calendar year you make $30,000 in purchases on your British Airways Visa Card, you'll earn a Travel Together Ticket good for two years.
    • In addition to the bonus Avios, you will also get 2.5 Avios for every $1 spent on British Airways purchases and 1.25 Avios for every $1 spent on all other purchases.
    • Pay no foreign transaction fees when you travel abroad.
    • Smart Chip Technology allows you to use your card for chip based purchases in Europe & beyond, while still giving you the ability to use your card as you do today at home.
  • Purchases Balance Transfer Regular APR Annual Fee Credit Needed
    N/A
    Intro APR
    N/A
    Intro APR Period
    N/A
    Intro APR
    N/A
    Intro APR Period
    15.99% Variable
    $0 Intro Annual Fee The First Year, Then $95
    Excellent Credit
  • IHG® Rewards Club Select Credit Card
    • Earn 70,000 bonus points after you spend $1,000 in the first 3 months of account opening
    • Enjoy a free night of card membership at over 4,700 hotels worldwide
    • Earn 5 points for each $1 spent at our hotels
    • Earn 2 points per $1 spent on purchases at gas stations, grocery stores and restaurants
    • Bonus points redeemable at hotels such as Intercontinental® Hotels & Resorts, Crowne Plaza® Hotels & Resorts and Holiday Inn®
    • Automatic platinum elite status, as long as you remain a cardmember
    • $0 introductory annual fee the first year, then $49
  • Purchases Balance Transfer Regular APR Annual Fee Credit Needed
    N/A
    Intro APR
    N/A
    Intro APR Period
    N/A
    Intro APR
    N/A
    Intro APR Period
    15.99% (Variable)
    $0 introductory annual fee the first year, then $49
    Excellent Credit
  • Marriott Rewards® Premier Credit Card
    • Earn 50,000 Points after spending $1,000 in your first 3 months from account opening
    • Receive 1 Free Night Stay after account approval in Category 1-4 locations, that's up to 7 Free Nights
    • Receive 1 additional Free Night Stay at a Category 1-5 location every year after your account anniversary date!
    • Introductory Annual Fee of $0 the first year, thereafter $85
    • For every $1 spent, earn 5 points at 3,800 Marriott locations, 2 points on airline ticket purchases directly with airlines, at car rental agencies & restaurants and 1 point everywhere else
    • Receive 15 credits guaranteeing Silver Elite Status or better
    • Unlimited Point Accumulation
    • No Foreign Transaction Fees and global Chip and Signature technology
  • Purchases Balance Transfer Regular APR Annual Fee Credit Needed
    N/A
    Intro APR
    N/A
    Intro APR Period
    N/A
    Intro APR
    N/A
    Intro APR Period
    15.99% (Variable)
    $0 Intro Annual Fee for the first year, then $85
    Excellent Credit
  • Citi® / AAdvantage® Platinum Select® MasterCard®
    • For a limited time, earn 50,000 American Airlines AAdvantage® bonus miles after making $3,000 in purchases within the first 3 months of account opening*
    • Your first eligible checked bag is free*
    • Group 1 boarding and 25% savings on eligible in-flight purchases*
    • Double AAdvantage® miles on eligible American Airlines purchases*
    • Earn 10% of your redeemed AAdvantage® miles back – up to 10,000 AAdvantage® miles each calendar year*
  • Purchases Balance Transfer Regular APR Annual Fee Credit Needed
    N/A
    Intro APR
    N/A
    Intro APR Period
    N/A
    Intro APR
    N/A
    Intro APR Period
    13.99% - 21.99%* (Variable)
    $95, waived for first 12 months*
    Excellent Credit
  • United MileagePlus® Explorer Card
    • Start with 30,000 bonus miles after you spend $1,000 in the first 3 months
    • Check your first bag for free - save up to $100 per roundtrip
    • Enjoy priority boarding privileges and visit the United Club with two one-time-use passes every year
    • No foreign transaction fees!
    • Earn double miles on United ticket purchases, and 1 mile per $1 on all other purchases
    • Your miles don't expire as long as you're a Cardmember, with no limit to the number of miles you can earn
    • Use your miles for any seat, any time, on any United flight
    • $0 intro annual fee for the first year, then $95
  • Purchases Balance Transfer Regular APR Annual Fee Credit Needed
    N/A
    Intro APR
    N/A
    Intro APR Period
    N/A
    Intro APR
    N/A
    Intro APR Period
    15.99% (Variable)
    $0 intro annual fee for the first year, then $95
    Excellent Credit
  • Southwest Airlines Rapid Rewards® Premier Credit Card
    • Get 25,000 points after you spend $1,000 on purchases in the first 3 months of opening your account.
    • Get 6,000 points after your Cardmember Anniversary.
    • Earn 2 points per $1 spent on Southwest Airlines® purchases made directly with the airline and on Rapid Rewards Hotel and Car Rental Partner purchases.
    • Earn 1 point per $1 spent on all other purchases.
    • Redeem points for gift cards, car rentals, cruises, hotel stays and international flights to over 800 destinations on 50+ global carriers.
    • No foreign transaction fees.
  • Purchases Balance Transfer Regular APR Annual Fee Credit Needed
    N/A
    Intro APR
    N/A
    Intro APR Period
    N/A
    Intro APR
    N/A
    Intro APR Period
    15.99% (Variable)
    $99
    Excellent Credit
  • Citi ThankYou® Premier Card
    • Earn 50,000 bonus ThankYou Points after $3,000 in purchases within the first 3 months of account opening - redeemable for $500 in gift cards, $625 for airfare, or other great rewards.
    • Earn 3X ThankYou Points on Travel including Gas, 2X ThankYou Points on Dining Out and Entertainment, and 1X ThankYou Points on Other Purchases
    • ThankYou® Points are worth 25% more when redeemed for travel through thankyou.com, as compared to gift cards
    • No foreign transaction fees on purchases
    • Points do not expire and earn unlimited ThankYou Points
    • Annual Fee: $95 (fee waived for the first 12 months)
  • Purchases Balance Transfer Regular APR Annual Fee Credit Needed
    N/A
    Intro APR
    N/A
    Intro APR Period
    N/A
    Intro APR
    N/A
    Intro APR Period
    13.99% - 22.99%* (Variable)
    $95; fee waived for the first 12 months*
    Excellent Credit
  • U.S. Bank FlexPerks® Travel Rewards American Express® Card
    • Earn 20,000 enrollment FlexPoints with a new FlexPerks Travel Rewards Card after you spend $3,500 in Net Purchases on your Card within the first four months of account opening.
    • 2X FlexPoints at restaurants and on fast food. Plus, use your Card at select membership warehouse clubs.
    • 2X FlexPoints on gas, grocery or airfare - whichever you spend most on each monthly billing cycle - and on most cell phone expenses.
    • No Foreign Transaction Fees.
    • Travel Advisor Fee: $25
  • Purchases Balance Transfer Regular APR Annual Fee Credit Needed
    N/A
    Intro APR
    N/A
    Intro APR Period
    N/A
    Intro APR
    N/A
    Intro APR Period
    13.99% - 23.99%* (Variable)
    $0 for the first year, then $49*
    Excellent Credit
  • U.S. Bank FlexPerks® Select+ American Express® Card
    • Earn 10,000 enrollment FlexPoints after you spend $1,000 in Net Purchases (purchases minus credits and returns) on your Card within the first four months of account opening.
    • Use your Card at select membership warehouse clubs and for everyday purchases.
    • 1 FlexPoint for every $1 in Net Purchases.
    • No annual fee.
    • Travel Advisor Fee: $25
  • Purchases Balance Transfer Regular APR Annual Fee Credit Needed
    N/A
    Intro APR
    N/A
    Intro APR Period
    0%
    Intro APR
    9 billing cycles on Balance Transfers
    Intro APR Period
    13.99% - 23.99%* (Variable)
    $0
    Excellent Credit
  • Visa® Black Card™
    • Earn 25,000 Bonus Points when you spend $1,500 on Purchases in the first 90 Days1
    • Made of Stainless SteelSM
    • An Industry-Leading Rewards Program
    • Exclusive 24-Hour Concierge Service
    • VIP Treatment at over 3,000 Properties
    • Unlimited VIP Airport Lounge Visits
    • Members Only — Luxury Magazine
    • Luxury Gifts from the World's Top Brands
  • Purchases Balance Transfer Regular APR Annual Fee Credit Needed
    N/A
    Intro APR
    N/A
    Intro APR Period
    0%
    Intro APR
    15 months
    Intro APR Period
    14.99% (Variable)
    $495
    Excellent Credit
  • Citi Prestige® Card
    • $250 Air Travel Credit each year
    • Complimentary 4th Night for any hotel stay
    • Earn 50,000 bonus ThankYou® Points after $3,000 in purchases made with your card in the first 3 months the account is open.
    • Points are redeemable for an $800 flight on American Airlines or US Airways®, a $665 flight on any other airline or $500 in gift cards.
    • Transfer points to a variety of travel loyalty programs from airlines to hotels.
    • Earn 3x points on Air Travel and Hotels
    • Earn 2x points on Dining at Restaurants and Entertainment
    • 1 ThankYou® Point per $1 spent on other purchases
  • Purchases Balance Transfer Regular APR Annual Fee Credit Needed
    N/A
    Intro APR
    N/A
    Intro APR Period
    N/A
    Intro APR
    N/A
    Intro APR Period
    15.24* (Variable)
    $450
    Excellent Credit
  • Virgin America Visa Signature® Card
    • Get 10,000 bonus reward points after you spend $1,000 in your first 90 days as a cardholder; that's up to $200 toward no-blackout reward flights on Virgin America.
    • Earn 3 bonus reward points per $1 spent with Virgin America.
    • Earn 1 bonus reward point for every $1 spent on all other card purchases.
    • Check one free bag each for you and your plus-one on Virgin America flights.
    • Bring a friend along for the ride with $150 off a companion ticket every year.
    • Save 20% on all of your RED™ in-flight purchases, including meals, snacks, cocktails, and on-demand entertainment.
    • Book reward flights for as few as 2,500 points, and travel whenever you want with no blackout dates on Virgin America.
  • Purchases Balance Transfer Regular APR Annual Fee Credit Needed
    N/A
    Intro APR
    N/A
    Intro APR Period
    N/A
    Intro APR
    N/A
    Intro APR Period
    15.98%-24.99% (Variable)
    $49
    Excellent Credit
  • Citi® Hilton HHonorsTM Reserve Card
    • Earn 2 weekend night certificates good at select hotels and resorts within the Hilton portfolio after you make $2,500 in purchases within 4 months of account opening*
    • Earn 10 HHonors Bonus Points per $1 spent on hotel stays within the Hilton portfolio*
    • Earn 5 HHonors Bonus Points per $1 spent on airline and car rental purchases*
    • Earn 3 HHonors Bonus Points per $1 spent on all other eligible purchases*
    • Enjoy the benefits of HHonors Gold status as long as you are a cardmember*
    • No foreign transaction fees on purchases*
    • Travel with ease and enjoy global acceptance with your Citi chip credit card
  • Purchases Balance Transfer Regular APR Annual Fee Credit Needed
    N/A
    Intro APR
    N/A
    Intro APR Period
    N/A
    Intro APR
    N/A
    Intro APR Period
    15.24%* (Variable)
    $95
    Excellent Credit
  • USAA Rewards™ American Express® Card
    • USAA Bank products are only available to military members, veterans who have received an Honorable discharge, and their eligible family members.
    • Earn 2,500 Bonus Points after your first purchase and earn 2X points per dollar spent on gas and grocery purchases all the time.
    • No caps or limits on the amount you can earn.
    • Redeem your USAA Rewards points towards cash, gift cards, name brand merchandise and travel with no blackout date.
    • Redeem your points anytime on USAA's website or from your mobile device - with no redemption fee.
    • Enjoy variable rates as low as 9.9% APR on purchases, balance transfers and cash advances. This APR will vary with the market based on the Prime Rate.
  • Purchases Balance Transfer Regular APR Annual Fee Credit Needed
    N/A
    Intro APR
    N/A
    Intro APR Period
    N/A
    Intro APR
    N/A
    Intro APR Period
    9.90%-25.90% (Variable)
    $0
    Excellent Credit
  • USAA Rewards™ Visa®
    • USAA Bank products are only available to military members, veterans who have received an Honorable discharge, and their eligible family members.
    • Redeem your USAA Rewards points towards cash, gift cards, name brand merchandise and travel with no blackout date.
    • Free Travel and Retail Benefits: Get benefits like Visa® Auto Rental Collision Damage Waiver Insurance, Worldwide Automatic Travel Accident Insurance, and Warranty Manager Service.
    • Enjoy variable rates as low as 9.9% APR on purchases, balance transfers and cash advances. This APR will vary with the market based on the Prime Rate.
    • No annual fee and no minimum finance charge.
  • Purchases Balance Transfer Regular APR Annual Fee Credit Needed
    N/A
    Intro APR
    N/A
    Intro APR Period
    N/A
    Intro APR
    N/A
    Intro APR Period
    9.90%-25.90% (Variable)
    $0
    Excellent Credit
  • USAA Rewards® World MasterCard® with Chip Technology
    • USAA Bank products are only available to military members, veterans who have received an Honorable discharge, and their eligible family members.
    • Get 2,500 bonus points after you make your first purchase.
    • Redeem your USAA Rewards points towards cash, gift cards, name brand merchandise and travel with no blackout date.
    • Enjoy variable rates as low as 9.9% APR on purchases, balance transfers, and cash advances. This APR will vary with the market based on the Prime Rate.
    • Special rates are available for military members during deployment or PCS. See terms for additional information.
    • No annual fee and no minimum finance charge.
  • Purchases Balance Transfer Regular APR Annual Fee Credit Needed
    N/A
    Intro APR
    N/A
    Intro APR Period
    N/A
    Intro APR
    N/A
    Intro APR Period
    9.90%-25.90% (Variable)
    $0
    Excellent Credit
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* See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.

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