Follow Us: Google+
 
Bankrate.com

mortgage

Mortgage rates for July 12, 2012

 

A disappointing jobs report raised further concerns about the U.S. economy and helped push mortgage rates to the 10th new record low in the past 12 weeks.

The 30-year fixed-rate mortgage fell 8 basis points to yet another record low of 3.79 percent. The 15-year fixed-rate mortgage also fell 8 basis points to 3.05 percent. And the average rate for 30-year jumbo mortgages fell 3 basis points to 4.44 percent.

Between the European debt crisis, and evidence of weaker economic growth both in the U.S. and around the globe, investors have had plenty to worry about. And when investors worry, they gravitate toward secure investments like U.S. government bonds, to which mortgage rates are pegged.

The other thing weak economic data does is raise speculation that the Federal Reserve will come riding to the rescue with further bond-buying stimulus, and investors often pour money into U.S. Treasuries in anticipation, hoping to score quick profits by front-running the Fed.

Of course anytime you're looking to buy a home or refinance the one you already have -- it's wise to search for the best rates by visiting Bankrate.com. I’m Kristin Arnold.

 

advertisement

Show Bankrate's community sharing policy
            Connect with us
Compare Mortgage Rates
Zip code:
Product:



advertisement
Most Read
  1. Nick Nolte's house for sale
  2. 8 eerie ghost towns
  3. 5 best markets for home values
  4. What does a kitchen remodel entail?
  5. Don't sell a smelly house
  6. Headlight requirements by state
  7. 9 gas-only, fuel-efficient cars
  8. 8 affordable, classic cars for retirees
  9. 5 car models that lose value
  10. Top 10 states for foreclosure
Mortgage Overnight Averages
Product Rate +/- Last week
30 yr fixed mtg
3.60% 3.52%
15 yr fixed mtg
2.74% 2.71%
5/1 ARM
2.54% 2.57%
30 yr fixed mtg refi
3.58% 3.50%
View rates in your area:
 

Feeling lost in the mortgage wilderness?

Let Bankrate's Mortgage Analysis be your GPS. This newsletter tracks our exclusive mortgage features, rates and tools. Delivered Thursdays.
 
advertisement
At the start of the traditional buying season, housing news is mixed.
Partner Center
advertisement

Advertising Disclosure: Bankrate.com is an independent, advertising-supported comparison service. Bankrate may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website.