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California closing costs

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California closing costs
Origination fees charged by lenders$1,144
3rd-party fees$1,113
Total$2,257
CityLos Angeles
Loan amount$200,000
 
Itemized origination fees charged by the lender
Origination points$584
Commitment fee$370
Document preparation$58
Broker, originator or lender$1,087
Processing$1,195
Tax service$73
UnderwritingN/A
 
Itemized 3rd-party fees
Appraisal$446
Attorney, closing or settlement$575
Credit report$21
Flood certification$11
Postage/courier$100
Survey$500
  

Bankrate.com surveyed up to 10 lenders in each state in June 2016 and obtained online Loan Estimates for a $200,000 mortgage to buy a single-family home with a 20% down payment in a large city. Costs include fees charged by lenders, as well as 3rd-party fees for services such as appraisals and credit reports. The survey excludes title insurance, title search, taxes, property insurance, association fees, interest and other prepaid items. The itemized average fees do not total to the average fees because the lenders' charges vary. For example, not all lenders charge a document preparation fee.

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