mortgage

California closing costs

Mortgage » Closing Costs » United States »

Loan amount: $200,000

California closing costs

Overview
Average origination fees charged by lenders$937
Average third-party fees$896
Average origination plus third-party fees$1,834
Itemized fee averages
Below are listed the averages for fees. Added up, they do not equal the averages listed above. That's because each lender charges for some of the fees listed below, but not all.
Origination fees charged by the lender
Document preparation$80
Broker, originator or lender$975
Tax service$74
Third-party fees
Appraisal$434
Attorney, closing or settlement$619
Credit report$21
Flood certification$10
Inspections (pest, etc.)$125
Postage/courier$100
Survey$850

Bankrate.com surveyed up to 10 lenders in each state in June 2015 and obtained online Good Faith Estimates for a $200,000 mortgage to buy a single-family home with a 20 percent down payment in a prominent city. Costs include fees charged by lenders, as well as third-party fees for services such as appraisals and credit reports. The survey excludes title insurance, title search, taxes, property insurance, association fees, interest and other prepaid items.

advertisement

Show Bankrate's community sharing policy
          Connect with us
advertisement
advertisement

Blog

Holden Lewis

Ask your lender to compare FHA with PMI

Unless you have stellar credit, you'll get a lower monthly house payment with an FHA loan than you will with private mortgage insurance with a tiny down payment.  ... Read more

advertisement

Connect with us