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California closing costs

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Los Angeles closing costs
Origination fees charged by lenders$1,030
Third-party fees$1,196
Taxes$0
Total$2,225
Loan amount$200,000
 
Itemized origination fees charged by the lender
Origination points$586
Commitment fee$370
Document preparation$58
Broker, originator or lender$920
Processing$1,195
Tax service$76
UnderwritingN/A
 
Itemized third-party fees
Appraisal$461
Attorney, closing or settlement$639
Credit report$25
Flood certification$11
Postage/courier$100
Survey$500
  
Taxes
Borrower's share of state and local transfer taxes and fees$0
Mortgage tax$0
  

Riverside-San Bernardino closing costs
Origination fees charged by lenders$1,002
Third-party fees$1,196
Taxes$0
Total$2,197
Loan amount$200,000
 
Itemized origination fees charged by the lender
Origination points$362
Commitment fee$370
Document preparation$58
Broker, originator or lender$920
Processing$1,195
Tax service$76
UnderwritingN/A
 
Itemized third-party fees
Appraisal$461
Attorney, closing or settlement$639
Credit report$25
Flood certification$11
Postage/courier$100
Survey$500
  
Taxes
Borrower's share of state and local transfer taxes and fees$0
Mortgage tax$0
  

Sacramento closing costs
Origination fees charged by lenders$1,002
Third-party fees$1,196
Taxes$0
Total$2,197
Loan amount$200,000
 
Itemized origination fees charged by the lender
Origination points$362
Commitment fee$370
Document preparation$58
Broker, originator or lender$920
Processing$1,195
Tax service$76
UnderwritingN/A
 
Itemized third-party fees
Appraisal$461
Attorney, closing or settlement$639
Credit report$25
Flood certification$11
Postage/courier$100
Survey$500
  
Taxes
Borrower's share of state and local transfer taxes and fees$0
Mortgage tax$0
  

San Diego closing costs
Origination fees charged by lenders$1,002
Third-party fees$1,196
Taxes$0
Total$2,197
Loan amount$200,000
 
Itemized origination fees charged by the lender
Origination points$362
Commitment fee$370
Document preparation$58
Broker, originator or lender$920
Processing$1,195
Tax service$76
UnderwritingN/A
 
Itemized third-party fees
Appraisal$461
Attorney, closing or settlement$639
Credit report$25
Flood certification$11
Postage/courier$100
Survey$500
  
Taxes
Borrower's share of state and local transfer taxes and fees$0
Mortgage tax$0
  

San Francisco closing costs
Origination fees charged by lenders$1,002
Third-party fees$1,271
Taxes$0
Total$2,272
Loan amount$200,000
 
Itemized origination fees charged by the lender
Origination points$362
Commitment fee$370
Document preparation$58
Broker, originator or lender$920
Processing$1,195
Tax service$76
UnderwritingN/A
 
Itemized third-party fees
Appraisal$461
Attorney, closing or settlement$714
Credit report$25
Flood certification$11
Postage/courier$100
Survey$500
  
Taxes
Borrower's share of state and local transfer taxes and fees$0
Mortgage tax$0
  

Bankrate.com surveyed up to 10 lenders in each state in March and April 2017 and obtained online Loan Estimates for a $200,000 mortgage to buy a single-family home with a 20 percent down payment in a large city. Costs include fees charged by lenders, as well as third-party fees for services such as appraisals and credit reports. The survey excludes title insurance, title search, taxes, property insurance, association fees, interest and other prepaid items. The itemized average fees do not total to the average fees because the lenders' charges vary. For example, not all lenders charge a document preparation fee.

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