Best bank account bonuses and promotions for April 2026 (up to $3,000)

Requirements to earn the bonus

• Meet with a Private Client Banker to open a new Chase Private Client Checking account or upgrade an existing account. 
• Deposit new funds or securities into a J.P. Morgan Wealth Management non-retirement account, a personal savings account or a personal checking account within 45 days. 
• Earn $1,000 for depositing between $150,000 and $249,999; $2,000 if you deposit between $250,000 and $499,999; and $3,000 if you deposit $500,000 or more. 
• Keep your money deposited for 90 days after enrollment.

Requirements to earn the bonus:

• This bonus is only available in a branch. Enter your email on the bonus page to receive a bonus offer code and bring it to a branch to open or upgrade to a Premier Checking account. 
• Within 45 days, make at least $250,000 in new deposits in qualifying accounts linked to your Premier Checking account (such as savings, investment or checking accounts or certificates of deposit). 
• Maintain that total balance through day 90 after account opening.

Requirements to earn the bonus:

• You can earn a $400 account bonus when you open a Perks checking account, receive at least $500 worth of qualifying direct deposit within 90 days and keep the account open for at least 90 days.
• Or, you can earn a $600 bonus by opening a Platinum Perks Checking account, depositing at least $25,000 in new-to-Huntington funds within 90 days and keeping the account open for at least 90 days.
• You’ll need to open your account from the bank bonus promotion page to earn the bonus. 

Requirements to earn the bonus:

• To earn $300: Use code KDMA0226 and open a Key Smart Checking account. Make direct deposits of at least $2,000 within the first 90 days of opening the account.
• To earn $500: Open a Key Select Checking account using the code KDMB0226. Make at least $5,000 in eligible direct deposits within 90 days of opening the account.

Requirements to earn the bonus:

• Open an Advantage Plus Banking, Advantage SafeBalance Banking or Advantage Relationship Banking checking account from the offer page. 
• Receive direct deposits within 90 days. The amount you receive in direct deposits determines your bonus.
• To earn a $100 bonus, receive $2,000 in direct deposits.
• To earn a $300 bonus, receive $5,000 in direct deposits.
• To earn a $500 bonus, receive $10,000 or more in direct deposits.

Requirements to earn the bonus:

• Open a new U.S. Bank Smartly checking account from the promotional page and make the opening deposit of at least $25 within 30 days of opening the account. You can also open in a branch or through the phone but you have to tell the banker that you want to earn the bonus and they’ll activate the promotion when you open the account.
• Within 90 days of opening the account, enroll in online banking and make at least two direct deposits. The total of those direct deposits will determine how much your bonus is.
• To earn a $250 bonus, make between $2,000 and $4,999.99 in direct deposits
• To earn a $350 bonus, make between $5,000 and $7,999.99 in direct deposits
• To earn a $450 bonus, must make $8,000 or more in direct deposits.

Requirements to earn the bonus:

Open a checking account at PNC from the offer page or bring a coupon to a PNC branch. After you open an account, set up direct deposits. You’ll earn different bonus amounts depending on which account you open and how much you deposit.

• Earn $100 by opening a Virtual Wallet and receiving eligible direct deposits of $500 or more to the Spend account.
• Earn $400 by opening a Virtual Wallet with Performance Select and receiving qualifying direct deposits of $5,000 or more to the Spend account. 

No matter which account you open, you must receive the relevant direct deposits within 60 days of account opening.

Requirements to earn the bonus:

• Open either a BMO Smart Advantage Checking, BMO Smart Money Checking or BMO Relationship Checking account account using a promo code.

• Receive $4,000 worth of qualifying direct deposits within your first 90 days of opening the account.

If you open the account online, the promo code will automatically be generated for you. Or you can fill out some info online to get a promo code emailed to you so you can open an account in a branch or on the phone.

Requirements to earn the bonus:

• Open a SoFi Checking and Savings account and set up direct deposits. 
• After SoFi receives your first direct deposit, you have 25 calendar days to receive enough direct deposits to earn a bonus. SoFi will add up all the direct deposits you receive in that time (including the first). 
• If you receive $1,000 and $4,999 in direct deposits within the bonus period, you’ll earn a $50 bonus. 
• If you receive $5,000 or more in direct deposits, you’ll earn a $400 bonus.

Requirements to earn the bonus:

• Open a Chase Total checking account on the bonus offer page.
• Make qualifying direct deposits of at least $1,000 during the first 90 days. 

You can also get this bonus if you open the account in a branch, but you must bring in a coupon offer code, which you can get from the offer page.

Requirements to earn the bonus:

• Open an Everyday Checking account online through the offer page or bring your offer code (which you can get emailed to you from the offer page) into a branch and open any consumer deposit account, not just an Everyday checking account.
• Receive a total of $1,000 in direct deposits in the first 90 days of having the account.

Requirements to earn the bonus:

• Open a new Checking or Max-Rate checking account using the promo code CHECKING25 on the offer page.

• Make at least two direct deposits of at least $1,500 each within 90 days of opening your account.

Note that you must fund your account in some way within 30 days of opening it — so if your direct deposit won’t come in quickly enough, you’ll have to deposit funds some other way first. 

Requirements to earn the bonus:

• To earn $200: Open the TD Complete Checking account bonus and receive $500 worth of eligible direct deposits during your first 60 days with this account.

• To earn the $300: Open the TD Beyond Checking account and receive at least $2,500 worth of eligible direct deposits within your first 60 days with the account.

Accounts have to be opened online.

Requirements to earn the bonus:

• Open a new 360 Checking account using the CHECKING250 promotional code.

• Receive two eligible direct deposits of at least $500 during the first 75 days that you have this account. 

Requirements to earn the bonus:

• Open one of the following checking accounts on the online offer page: MyChoice Premium Checking account, MyChoice Plus checking account or an EZChoice checking account.

• Receive at least $500 worth of eligible direct deposits within 90 days of opening the account.

• You’ll get $100 for doing this with the EZChoice account, $150 for MyChoice Plus and $200 for MyChoice Premium.

If you're opening an account in a branch, you'll need to bring in a promotional code, which you can get emailed to you from the offer page.

Requirements to earn the bonus:

• Open a Capital One 360 Performance Savings account using the promo code BONUS1500.

• Deposit at least $20,000 of new funds within 15 days of opening the account.

• Maintain your deposit for another 90 days after the initial 15 days are done.

How much money you deposit and keep in the account will determine how big your bonus is. 

• • Earn $300 by depositing $20,000 - $49,999.
  • Earn $750 by depositing $50,000 - $99,999.
  • Earn $1,500 by depositing $100,000 or more. 
    
    

Requirements to earn the bonus:

• Open a TD Signature Savings or a TD Simple Savings account.

• The requirements to earn the bonus for either account are the same: Deposit at least $10,000 within 20 days of opening the account.

• After the first 20 days elapse, maintain the balance of $10,000 or more for another 90 days.