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Credit Cards»Discover Credit Cards

Discover Credit Cards

Need a credit card with generous cash-back and travel perks? Discover credit cards can save you on purchases made at home improvement stores and other retail outlets. Many of these cards come with 0% introductory APRs. If you are a student, there are also student-friendly Discover cards, offering cash-back rewards and no late fees on the first late payment.

  • logo
    Discover it®
    or call
    800-628-1537
    • We'll double all the cash back you've earned at the end of your first year. So if you earned $101 cash back, we'll double it to $202—Automatically. Only for new cardmembers.*
    • 5% cash back in categories that change each quarter like gas, restaurants, home improvement stores and more—up to the quarterly maximum when you sign up.* 1% cash back on all other purchases.
    • 0% intro APR* on purchases & balance transfers for 12 months—then a variable purchase APR applies, currently 11.24% - 23.24%. A 3% fee applies to each transferred balance.
    • Freeze It℠ on/off switch lets you prevent new purchases, cash advances & balance transfers on misplaced cards in seconds by mobile app & online.* Plus get 100% U.S.-based service.
    • Track your recent FICO® Credit Scores for free in one easy-to-read chart on monthly statements & online.*
    • No annual fee.* No overlimit fee. No foreign transaction fee. No late fee on first late payment & paying late won't raise your APR.*
    • Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text and you're never responsible for unauthorized purchases on your Discover card.
    • Click "Apply Now". *See rates, rewards, FICO® Credit Score terms & other information.
    • Show More
      Terms and Restrictions Apply
  • Purchases Balance Transfer Regular APR Annual Fee Credit Needed
    0%
    Intro APR
    12 months
    Intro APR Period
    0%
    Intro APR
    12 months
    Intro APR Period
    11.24% - 23.24% Variable*
    $0
    Excellent Credit
  • logo
    Discover it®
    or call
    888-333-5886
    • We'll double all the cash back you've earned at the end of your first year. So if you earned $101 cash back, we'll double it to $202—Automatically. Only for new cardmembers.*
    • 5% cash back in categories that change each quarter like gas, restaurants, home improvement stores and more—up to the quarterly maximum when you sign up.* 1% cash back on all other purchases.
    • 0% intro APR* on balance transfers for 18 months—then a variable purchase APR applies, currently 11.24% - 23.24%. A 3% fee applies to each transferred balance.
    • Freeze It℠ on/off switch lets you prevent new purchases, cash advances & balance transfers on misplaced cards in seconds by mobile app & online.* Plus get 100% U.S.-based service.
    • Track your recent FICO® Credit Scores for free in one easy-to-read chart on monthly statements & online.*
    • No annual fee.* No overlimit fee. No foreign transaction fee. No late fee on first late payment & paying late won't raise your APR.*
    • Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text and you're never responsible for unauthorized purchases on your Discover card.
    • Click "Apply Now". *See rates, rewards, FICO® Credit Score terms & other information.
    • Show More
      Terms and Restrictions Apply
  • Purchases Balance Transfer Regular APR Annual Fee Credit Needed
    0%
    Intro APR
    6 months
    Intro APR Period
    0%
    Intro APR
    18 months
    Intro APR Period
    11.24% - 23.24% Variable*
    $0
    Excellent Credit
  • logo
    Discover it® Miles
    • We'll double all the Miles you've earned at the end of your first year. So if you've earned 20,000 Miles, we'll double it to 40,000 Miles - Automatically. Only for new cardmembers.*
    • No annual fee* & unlimited 1.5x Miles on every dollar you spend on purchases. 0% intro APR* on purchases for 12 months—then a variable purchase APR applies, currently 11.24% - 23.24%.
    • Discover pays you back for your in-flight Wi-Fi fees—up to $30 a year—with an automatic statement credit.*
    • 100 Miles = $1 value. Redeem Miles in any amount toward travel purchases on your statement. Or get cash as a direct deposit to your bank account.*
    • Freeze It℠ on/off switch lets you prevent new purchases, cash advances & balance transfers on misplaced cards in seconds by mobile app & online.* Plus get 100% U.S.-based service.
    • Track your recent FICO® Credit Scores for free in one easy-to-read chart on monthly statements & online.*
    • Free overnight shipping of replacement cards to any U.S. street address at your request.* And you're never responsible for unauthorized purchases on your Discover card.
    • Click "Apply Now". *See rates, rewards, FICO® Credit Score terms & other information.
    • Show More
      Terms and Restrictions Apply
  • Purchases Balance Transfer Regular APR Annual Fee Credit Needed
    0%
    Intro APR
    12 months
    Intro APR Period
    10.99%
    Intro APR
    12 months
    Intro APR Period
    11.24% - 23.24% Variable*
    $0
    Excellent Credit
  • logo
    Discover it® chrome
    • We'll double all the cash back you've earned at the end of your first year. So if you earned $101 cash back, we'll double it to $202—Automatically. Only for new cardmembers.*
    • 2% cash back at restaurants and gas stations on up to $1,000 in combined purchases every quarter—no sign-ups needed.* 1% cash back on all your other purchases.
    • 0% intro APR* on purchases & balance transfers for 12 months—then a variable purchase APR applies, currently 11.24% - 23.24%. A 3% fee applies to each transferred balance.
    • Freeze It℠ on/off switch lets you prevent new purchases, cash advances & balance transfers on misplaced cards in seconds by mobile app & online.* Plus get 100% U.S.-based service.
    • Track your recent FICO® Credit Scores for free in one easy-to-read chart on monthly statements & online.*
    • No annual fee.* No overlimit fee. No foreign transaction fee. No late fee on first late payment & paying late won't raise your APR.*
    • Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text and you're never responsible for unauthorized purchases on your Discover card.
    • Click "Apply Now". *See rates, rewards, FICO® Credit Score terms & other information.
    • Show More
      Terms and Restrictions Apply
  • Purchases Balance Transfer Regular APR Annual Fee Credit Needed
    0%
    Intro APR
    12 months
    Intro APR Period
    0%
    Intro APR
    12 months
    Intro APR Period
    11.24% - 23.24% Variable*
    $0
    Excellent Credit
  • logo
    Discover it® Secured Credit Card
    • No annual fee. No late fee on your first late payment. No increase to your APR for paying late.*
    • Earn 2% cash back at restaurants & gas stations on up to $1,000 in combined purchases each quarter. Earn 1% cash back on all other purchases.
    • Discover doubles all the cash back you've earned at the end of your first year. New cardmembers only.*
    • Your credit line will equal your security deposit amount of $200 or more.*
    • Monthly reviews start at 12 months to see if you qualify to get your security deposit back while you continue to enjoy your card benefits.*
    • Reports to 3 major credit bureaus so you can build or rebuild credit with responsible use.*
    • See your FICO® Credit Score for free on monthly statements & online.*
    • Click "Apply Now." *See rates, rewards, FICO® Credit Score terms and secured card information.
    • Show More
      Terms and Restrictions Apply
  • Purchases Balance Transfer Regular APR Annual Fee Credit Needed
    N/A
    Intro APR
    N/A
    Intro APR Period
    10.99%
    Intro APR
    6 months
    Intro APR Period
    23.24% Variable*
    $0
    Please refer to issuer's website
  • logo
    Discover it® chrome for Students
    • We'll double all the cash back you've earned at the end of your first year. So if you earned $101 cash back, we'll double it to $202—Automatically. Only for new cardmembers.*
    • 2% cash back at restaurants and gas stations on up to $1,000 in combined purchases every quarter—no signups needed.* 1% cash back on all your other purchases.
    • Good Grades Rewards: $20 cash back each school year your GPA is 3.0 or higher for up to the next 5 years.*
    • No annual fee.* No overlimit fee. No foreign transaction fee. No late fee on first late payment & paying late won't raise your APR.*
    • Track your recent FICO® Credit Scores for free in one easy-to-read chart on monthly statements & online.*
    • Freeze It℠ on/off switch lets you prevent new purchases, cash advances & balance transfers on misplaced cards in seconds by mobile app & online.* Plus get 100% U.S.-based service.
    • 0% intro APR* on purchases for 6 months, then the standard variable purchase APR of 13.24% - 22.24%.
    • Click "Apply Now". *See rates, rewards, FICO® Credit Score terms & other information.
    • Show More
      Terms and Restrictions Apply
  • Purchases Balance Transfer Regular APR Annual Fee Credit Needed
    0%
    Intro APR
    6 months
    Intro APR Period
    10.99%
    Intro APR
    6 months
    Intro APR Period
    13.24% - 22.24% Variable*
    $0
    Fair Credit
  • logo
    Discover it® for Students
    • We'll double all the cash back you've earned at the end of your first year. So if you earned $101 cash back, we'll double it to $202—Automatically. Only for new cardmembers.*
    • 5% cash back in categories that change each quarter like gas, restaurants, home improvement stores and more—up to the quarterly maximum when you sign up.* 1% cash back on all other purchases.
    • Good Grades Rewards: $20 cash back each school year your GPA is 3.0 or higher for up to the next 5 years.*
    • No annual fee.* No overlimit fee. No foreign transaction fee. No late fee on first late payment & paying late won't raise your APR.*
    • Track your recent FICO® Credit Scores for free in one easy-to-read chart on monthly statements & online.*
    • Freeze It℠ on/off switch lets you prevent new purchases, cash advances & balance transfers on misplaced cards in seconds by mobile app & online.* Plus get 100% U.S.-based service.
    • 0% intro APR* on purchases for 6 months, then the standard variable purchase APR of 13.24% - 22.24%.
    • Click "Apply Now". *See rates, rewards, FICO® Credit Score terms & other information.
    • Show More
      Terms and Restrictions Apply
  • Purchases Balance Transfer Regular APR Annual Fee Credit Needed
    0%
    Intro APR
    6 months
    Intro APR Period
    10.99%
    Intro APR
    6 months
    Intro APR Period
    13.24%-22.24% Variable*
    $0
    Fair Credit
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* See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.

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