Discover Credit Cards

Need a credit card with generous cash-back and travel perks? Discover credit cards can save you on purchases made at home improvement stores and other retail outlets. Many of these cards come with 0% introductory APRs. If you are a student, there are also student-friendly Discover cards, offering cash-back rewards and no late fees on the first late payment.

  • Discover it®
    or call
    800-628-1537
    • 0% intro APR on purchases & balance transfers for 14 months—then a variable purchase APR applies, currently 10.99% - 22.99%. A 3% fee applies to each transferred balance.
    • Rated 4.8 out of 5 stars by over 5,000 cardmembers.*
    • No annual fee, no late fee for your first late payment - APR won't go up for paying late, no overlimit fee and no foreign transaction fee.*
    • Free FICO® Credit Score online and on monthly statements.*
    • 5% cash back at gas stations on up to $1,500 in purchases from July through September 2014 after you sign up*. 1% cash back on all other purchases.
    • Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized Discover card purchases.
    • 100% U.S.- based customer service—anytime, day and night.
    • *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply."
  • Purchases Balance Transfer Regular APR Annual Fee Credit Needed
    0%
    Intro APR
    14 months
    Intro APR Period
    0%
    Intro APR
    14 months
    Intro APR Period
    10.99% - 22.99%(Variable)*
    $0
    Excellent Credit
  • Discover it® chrome
    • 2% cash back on up to $1,000 in combined purchases at restaurants and gas stations every quarter—no sign-ups needed*. 1% cash back on all your other purchases.
    • 0% intro APR on purchases and balance transfers for 14 months—then a variable purchase APR applies, currently 10.99% - 22.99%. A 3% fee applies to each transferred balance.
    • No annual fee, no overlimit fee, no late fee on your first late payment and no foreign transaction fee*.
    • Free FICO® Credit Score online and on your monthly statement so you can track your score's progress*.
    • Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized Discover card purchases.
    • 100% U.S. based customer service—anytime, day and night.
    • *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply".
  • Purchases Balance Transfer Regular APR Annual Fee Credit Needed
    0%
    Intro APR
    14 months
    Intro APR Period
    0%
    Intro APR
    14 months
    Intro APR Period
    10.99% - 22.99%(Variable)*
    $0
    Excellent Credit
  • Discover it®
    or call
    888-333-5886
    • 0% intro APR on balance transfers for 18 months—then a variable purchase APR applies, currently 10.99% - 22.99%. A 3% fee applies to each transferred balance.
    • 0% intro APR on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%.
    • Rated 4.8 out of 5 Stars by over 5,000 cardmembers.*
    • No annual fee, no late fee for your first late payment - APR won't go up for paying late, no overlimit fee and no foreign transaction fee.*
    • Free FICO® Credit Score online and on monthly statements.*
    • 5% cash back at gas stations on up to $1,500 in purchases from July through September 2014 after you sign up*. 1% cash back on all other purchases.
    • 100% U.S.- based customer service—anytime, day and night.
    • *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply."
  • Purchases Balance Transfer Regular APR Annual Fee Credit Needed
    0%
    Intro APR
    6 months
    Intro APR Period
    0%
    Intro APR
    18 months
    Intro APR Period
    10.99% - 22.99%(Variable)*
    $0
    Excellent Credit
  • Discover it® chrome
    • 0% Intro APR* on balance transfers for 18 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. A fee of 3% applies for each balance transferred.
    • 0% Intro APR* on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%.
    • 2% cash back on up to $1,000 in combined purchases at restaurants and gas stations every quarter—no sign-ups needed*. 1% cash back on all your other purchases.
    • No annual fee, no overlimit fee, no late fee on your first late payment and no foreign transaction fee*.
    • Free FICO® Credit Score online and on your monthly statement so you can track your score's progress*.
    • Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized Discover card purchases.
    • 100% U.S. based customer service—anytime, day and night.
    • *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply".
  • Purchases Balance Transfer Regular APR Annual Fee Credit Needed
    0%
    Intro APR
    6 months
    Intro APR Period
    0%
    Intro APR
    18 months
    Intro APR Period
    10.99% - 22.99%(Variable)*
    $0
    Excellent Credit
  • Discover it® chrome for Students
    • No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won't increase your APR.*
    • 2% cash back on up to $1,000 in combined purchases at restaurants and gas stations every quarter—no sign-ups needed*. 1% cash back on all your other purchases.
    • 0% intro APR on purchases for 6 months—then a variable purchase APR applies, currently 12.99% - 21.99%.
    • APR won't go up if you pay late.*
    • Free FICO® Credit Score online and on your monthly statement so you can track your score's progress*.
    • Free text alerts can remind you when your payment is due. And free mobile app helps you stay on top of your account.
    • 100% U.S. based customer service—anytime, day and night.
    • *Click "Apply Now" to see rates, rewards, free FICO® Credit Score terms and other information.
  • Purchases Balance Transfer Regular APR Annual Fee Credit Needed
    0%
    Intro APR
    6 months
    Intro APR Period
    See Terms
    Intro APR
    See Terms
    Intro APR Period
    12.99% - 21.99%(Variable)*
    $0
    Fair Credit
  • Discover it® for Students with $20 Cashback Bonus
    • Experience our cash rewards with $20 Cashback Bonus® after you make your first purchase within 3 months of approval.*
    • 5% cash back at gas stations on up to $1,500 in purchases from July through September 2014 after you sign up*. 1% cash back on all other purchases automatically.
    • No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won't increase your APR.*
    • Free FICO® Credit Score online and on monthly statements.*
    • Talk to a real person any time with 100% U.S.-based service.
    • Looks out for you-since each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized Discover card purchases.*
    • *Click "Apply Now" to see rates, rewards, free FICO® Credit Score terms and other information.
  • Purchases Balance Transfer Regular APR Annual Fee Credit Needed
    N/A
    Intro APR
    N/A
    Intro APR Period
    See Terms
    Intro APR
    See Terms
    Intro APR Period
    12.99%-21.99%(Variable)*
    $0
    Fair Credit
  • Discover it® for Students
    • No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won't increase your APR.*
    • 5% cash back at gas stations on up to $1,500 in purchases from July through September 2014 after you sign up*. 1% cash back on all other purchases.
    • Free FICO® Credit Score online and on monthly statements.*
    • Talk to a real person any time with 100% U.S.-based service. Looks out for you-since each Discover purchase is monitored.
    • If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized Discover card purchases.*
    • 0% intro APR* on purchases for 6 months, then the standard variable purchase APR of 12.99% - 21.99%.
    • Free text alerts can remind you when your payment is due. And free mobile app helps you stay on top of your account.
    • *Click "Apply Now" to see rates, rewards, free FICO® Credit Score terms and other information.
  • Purchases Balance Transfer Regular APR Annual Fee Credit Needed
    0%
    Intro APR
    6 months
    Intro APR Period
    See Terms
    Intro APR
    See Terms
    Intro APR Period
    12.99%-21.99%(Variable)*
    $0
    Fair Credit
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* See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.

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Discover Credit Cards

Bankrate.com makes finding, comparing, and applying for a credit card an easy process!

Need a credit card with generous cash-back and travel perks? Discover credit cards can save you on purchases made at home improvement stores and other retail outlets. Many of these cards come with 0% introductory APRs. If you are a student, there are also student-friendly Discover cards, offering cash-back rewards and no late fees on the first late payment.

For more detailed information or to apply online, simply click the "Apply Now" button.

  • logo
    Discover it®
     
    (Tap to show details)
  • Card Info
    • 0% intro APR on purchases & balance transfers for 14 months—then a variable purchase APR applies, currently 10.99% - 22.99%. A 3% fee applies to each transferred balance.
    • Rated 4.8 out of 5 stars by over 5,000 cardmembers.*
    • No annual fee, no late fee for your first late payment - APR won't go up for paying late, no overlimit fee and no foreign transaction fee.*
    • Free FICO® Credit Score online and on monthly statements.*
    • 5% cash back at gas stations on up to $1,500 in purchases from July through September 2014 after you sign up*. 1% cash back on all other purchases.
    • Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized Discover card purchases.
    • 100% U.S.- based customer service—anytime, day and night.
    • *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply."
  • Purchases
  • 0%
    Intro APR
    14 months
    Intro APR Period
  • Balance Transfer
  • 0%
    Intro APR
    14 months
    Intro APR Period
  • Regular APR
  • 10.99% - 22.99%
    (Variable)*
  • Annual Fee
    Credit Needed
  • $0
    Excellent Credit
  • logo
    Discover it® chrome
     
    (Tap to show details)
  • Card Info
    • 2% cash back on up to $1,000 in combined purchases at restaurants and gas stations every quarter—no sign-ups needed*. 1% cash back on all your other purchases.
    • 0% intro APR on purchases and balance transfers for 14 months—then a variable purchase APR applies, currently 10.99% - 22.99%. A 3% fee applies to each transferred balance.
    • No annual fee, no overlimit fee, no late fee on your first late payment and no foreign transaction fee*.
    • Free FICO® Credit Score online and on your monthly statement so you can track your score's progress*.
    • Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized Discover card purchases.
    • 100% U.S. based customer service—anytime, day and night.
    • *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply".
  • Purchases
  • 0%
    Intro APR
    14 months
    Intro APR Period
  • Balance Transfer
  • 0%
    Intro APR
    14 months
    Intro APR Period
  • Regular APR
  • 10.99% - 22.99%
    (Variable)*
  • Annual Fee
    Credit Needed
  • $0
    Excellent Credit
  • logo
    Discover it®
     
    (Tap to show details)
  • Card Info
    • 0% intro APR on balance transfers for 18 months—then a variable purchase APR applies, currently 10.99% - 22.99%. A 3% fee applies to each transferred balance.
    • 0% intro APR on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%.
    • Rated 4.8 out of 5 Stars by over 5,000 cardmembers.*
    • No annual fee, no late fee for your first late payment - APR won't go up for paying late, no overlimit fee and no foreign transaction fee.*
    • Free FICO® Credit Score online and on monthly statements.*
    • 5% cash back at gas stations on up to $1,500 in purchases from July through September 2014 after you sign up*. 1% cash back on all other purchases.
    • 100% U.S.- based customer service—anytime, day and night.
    • *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply."
  • Purchases
  • 0%
    Intro APR
    6 months
    Intro APR Period
  • Balance Transfer
  • 0%
    Intro APR
    18 months
    Intro APR Period
  • Regular APR
  • 10.99% - 22.99%
    (Variable)*
  • Annual Fee
    Credit Needed
  • $0
    Excellent Credit
  • logo
    Discover it® chrome
     
    (Tap to show details)
  • Card Info
    • 0% Intro APR* on balance transfers for 18 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. A fee of 3% applies for each balance transferred.
    • 0% Intro APR* on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%.
    • 2% cash back on up to $1,000 in combined purchases at restaurants and gas stations every quarter—no sign-ups needed*. 1% cash back on all your other purchases.
    • No annual fee, no overlimit fee, no late fee on your first late payment and no foreign transaction fee*.
    • Free FICO® Credit Score online and on your monthly statement so you can track your score's progress*.
    • Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized Discover card purchases.
    • 100% U.S. based customer service—anytime, day and night.
    • *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply".
  • Purchases
  • 0%
    Intro APR
    6 months
    Intro APR Period
  • Balance Transfer
  • 0%
    Intro APR
    18 months
    Intro APR Period
  • Regular APR
  • 10.99% - 22.99%
    (Variable)*
  • Annual Fee
    Credit Needed
  • $0
    Excellent Credit
  • logo
    Discover it® chrome for Students
     
    (Tap to show details)
  • Card Info
    • No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won't increase your APR.*
    • 2% cash back on up to $1,000 in combined purchases at restaurants and gas stations every quarter—no sign-ups needed*. 1% cash back on all your other purchases.
    • 0% intro APR on purchases for 6 months—then a variable purchase APR applies, currently 12.99% - 21.99%.
    • APR won't go up if you pay late.*
    • Free FICO® Credit Score online and on your monthly statement so you can track your score's progress*.
    • Free text alerts can remind you when your payment is due. And free mobile app helps you stay on top of your account.
    • 100% U.S. based customer service—anytime, day and night.
    • *Click "Apply Now" to see rates, rewards, free FICO® Credit Score terms and other information.
  • Purchases
  • 0%
    Intro APR
    6 months
    Intro APR Period
  • Balance Transfer
  • See Terms
    Intro APR
    See Terms
    Intro APR Period
  • Regular APR
  • 12.99% - 21.99%
    (Variable)*
  • Annual Fee
    Credit Needed
  • $0
    Fair Credit
  • logo
    Discover it® for Students with $20 Cashback Bonus
     
    (Tap to show details)
  • Card Info
    • Experience our cash rewards with $20 Cashback Bonus® after you make your first purchase within 3 months of approval.*
    • 5% cash back at gas stations on up to $1,500 in purchases from July through September 2014 after you sign up*. 1% cash back on all other purchases automatically.
    • No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won't increase your APR.*
    • Free FICO® Credit Score online and on monthly statements.*
    • Talk to a real person any time with 100% U.S.-based service.
    • Looks out for you-since each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized Discover card purchases.*
    • *Click "Apply Now" to see rates, rewards, free FICO® Credit Score terms and other information.
  • Purchases
  • N/A
    Intro APR
    N/A
    Intro APR Period
  • Balance Transfer
  • See Terms
    Intro APR
    See Terms
    Intro APR Period
  • Regular APR
  • 12.99%-21.99%
    (Variable)*
  • Annual Fee
    Credit Needed
  • $0
    Fair Credit
  • logo
    Discover it® for Students
     
    (Tap to show details)
  • Card Info
    • No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won't increase your APR.*
    • 5% cash back at gas stations on up to $1,500 in purchases from July through September 2014 after you sign up*. 1% cash back on all other purchases.
    • Free FICO® Credit Score online and on monthly statements.*
    • Talk to a real person any time with 100% U.S.-based service. Looks out for you-since each Discover purchase is monitored.
    • If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized Discover card purchases.*
    • 0% intro APR* on purchases for 6 months, then the standard variable purchase APR of 12.99% - 21.99%.
    • Free text alerts can remind you when your payment is due. And free mobile app helps you stay on top of your account.
    • *Click "Apply Now" to see rates, rewards, free FICO® Credit Score terms and other information.
  • Purchases
  • 0%
    Intro APR
    6 months
    Intro APR Period
  • Balance Transfer
  • See Terms
    Intro APR
    See Terms
    Intro APR Period
  • Regular APR
  • 12.99%-21.99%
    (Variable)*
  • Annual Fee
    Credit Needed
  • $0
    Fair Credit

* See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.