It’s a good time to be in the market  for an auto loan. Auto loan rates in Saginaw-Bay City-Midland, MI, are low. In fact, the average national 48-month new-car loan rate is currently at 4.11 percent. And all seven lenders in this survey are offering rates lower than that average.

You’ll find one lender in this survey that recently has been offering 1.99 percent. But before you decide on a lender in Michigan, it’s important to compare the conditions and fees for each loan.

Use our research to find the best auto loan rates in Saginaw-Bay City-Midland, MI.

Auto loan rates in Saginaw-Bay City-Midland, Michigan

Here are the auto loan rates in Saginaw-Bay City-Midland, MI, as of 10 a.m. on Friday. The 48-month new-car loan rates vary from 1.99 percent to 3.99 percent.

Lender Product Rate
Nationwide Bank 48-month new car 3.65%
Independent Bank 48-month new car 3.99%
Bank of America, N.A. 48-month new car 2.24%
PNC Bank, NA 48-month new car 2.49%
PenFed 48-month new car 1.99%
Chemical Bank 48-month new car 2.24%
LightStream 48-month new car 2.19%

Use our auto loan calculator to check your monthly car payment.