American Express is playing Santa this year, delivering surprise presents to cardholders.
Starting Cyber Monday, American Express credit card holders can sign up for "The Gift Chain" program to receive surprise gifts (up to 10) when they spend $25 or more at participating online retailers, such as American Eagle Outfitters, Nike, Neiman Marcus, Bed Bath & Beyond and J. Crew.
Gifts include $5 statement credits, $25 Zappos or Toys R Us gift cards, one-year Shoprunner memberships, and $500 American Express gift cards or Hilton Honors cards. As an added bonus, some gifts can be shared with three Facebook friends.
It's easy to sign up. Cardholders can register their American Express card online and simply shop at the participating online stores between now and Dec. 21 (or while gift supplies last), when the program ends. If you meet the free gift requirements, the issuer will send you an email with your Santa surprise.
This isn't American Express' only holiday present to cardholders. Through Nov. 30, the issuer is giving out 50 different offers through its Membership Rewards website at 20 percent off from places such as Banana Republic, Sony and Cuisinart. The credit card company also rewarded cardholders with a $25 statement credit when they shopped at small businesses this past Saturday, dubbed Small Business Saturday.
But don't worry if you don't have an American Express card. Several other issuers are offering holiday specials for their cardholders. Among them: Bank of America, Capital One, Chase, Citibank and Discover.
Just make sure you're buying something on your list, rather than buying to snag a holiday promotion. Because holiday credit card debt is worse than a stocking full of coal.
Have you taken advantage of any credit card specials this season?
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