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Auto rates for July 5, 2012

 

I’m Greg McBride with Bankrate.com and here is your weekly look at auto loan rates.

Auto loan rates shifted into reverse this week, with rates for both new and used car loans parking at record low levels. On new car loans, the average 4-year and 5-year rates fell to 4.31 percent and 4.46 percent, respectively. Used car loan rates inched lower also, with the average 3-year and 4-year rates settling at 5.11 percent and 5.12 percent, respectively.

The pickup in auto sales in 2012 has been aided by the record low financing rates. And with the Federal Reserve holding short-term interest rates steady until late 2014, there is little prospect of rates posting any appreciable increases in the interim.

You can shop around to find those ultra-low car loan rates in your area by visiting the free search engine at Bankrate.com.

I’m Greg McBride.

 

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Auto Averages
Product Rate +/- Last week
48 month used car loan
2.70% 2.70%
48 month new car loan
2.58% 2.51%
36 month used car loan
2.76% 2.76%
36 month new car loan
2.47% 2.39%
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