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Auto rates for Jan. 10, 2013

 

I'm Greg McBride, senior financial analyst with Bankrate.com and here is your weekly look at auto loan rates.

Rates on both new and used car loans continue to move lower week after week, much like crawling ahead in rush-hour traffic. The average 5-year new car loan rate inched down to 4.15 percent and the average 4-year used car loan rate dropped to 4.77 percent. Both are record lows.

But even then, those are averages and there continues to be a wide range in rates available in the marketplace. Some new car loan rates at large banks are approaching 2 percent and used car rates can be found under 2.5 percent. Be sure to shop around.

For more information on auto loans and to find the best car loan rates in your area, check out the free search engine at Bankrate.com.

I'm Greg McBride.

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Auto Averages
Product Rate +/- Last week
48 month used car loan
2.92% 2.93%
48 month new car loan
2.45% 2.45%
36 month used car loan
2.88% 2.88%
36 month new car loan
2.29% 2.30%
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