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Auto Rates for June 23, 2011

 

 

Auto loan rates fell across the board, with new-car loans inching closer to the all-time lows they set at the beginning of the month.

The average rates for 48-month new-car loans and 60-month new-car loans each fell 3 basis points, falling to 5.44 percent and 5.47 percent, respectively.

Rates for used-car loans fell a little more sharply. The average rate for a 36-month used-car loan declined 5 basis points, to 6.46 percent.

If you're in the market for a used car, expect to pay more. That's because a major supply of late model used cars comes from vehicles that were on a three-year lease ... three years ago, because of the financial crisis, leasing fell by 58 percent. *

No matter if you're in the market for a new or used car, you must shop around for the best rates ... you can do just that by visiting Bankrate.com. I'm Kristin Arnold.

 

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Auto Averages
Product Rate +/- Last week
48 month used car loan
2.93% 3.10%
48 month new car loan
2.45% 2.45%
36 month used car loan
2.88% 2.93%
36 month new car loan
2.30% 2.30%
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